Laura Jewett

Laura Jewett

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Closed

$249,900

($49,460 down)
VA

4332 Victor Path UNIT 8, Hugo, MN 55038

2
3
1,509 sqft
PITI Monthly
$1,376.77 /mo

Listing courtesy of: , TheMLSonline.com, Inc.

Assumed Rate

3.45%
7.15%

Principal & Interest

$982 /mo
$1,486 /mo

What's Special

LOCATION
SPACIOUS
HARDWOOD FLOORS
FIREPLACE
WALK-IN CLOSET
COMMUNITY POOL
CONVENIENT LOCATION
COZY
MOTIVATED SELLER

MOTIVATED SELLER: ONLY AVAILABLE DUE TO RELOCATION. Welcome to this stunning 2-bedroom, 3-bathroom townhome in the Victor Gardens community. The main level features a bright and open floor plan, including a cozy living room with a gas fireplace and a 1/2 bath with an updated vanity. The spacious kitchen boasts hardwood floors, a center island, under-cabinet lighting, a new stainless steel refrigerator, stove, microwave, and touchless light switches. Upstairs, you’ll find two well-appointed bedrooms, including a huge primary bedroom with a private 3/4 bathroom and walk-in closet, an additional full bathroom, and the convenience of upper-level laundry. The lower level offers flexibility with a media room that can also serve as an office. Recent updates include a new A/C, water heater, updated humidifier, and cabinetry hardware. Freshly painted in February 2024, the home also features epoxy flooring in the garage. Victor Gardens offers a community pool as a shared amenity. Convenient location! SELLER CONCESSIONS ARE AVAILABLE.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.45
Remaining Loan Term
25 years, 2 months
Monthly PITI
$1,376.77/mo
Estimated Loan Balance
$200,845
Cash to close
$49,460
Interest Paid
$34,932

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Fireplace(s)
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Below Ground, Outdoor Pool, Shared

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Side x Side
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cic 210
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Associa of Minnesota
  • HOA Amenities: Unknown
  • HOA Fee: $350
  • HOA Frequency: $Monthly
Location
  • Region: Hugo

Financial Details

  • Price per Sqft: $165.61
  • Tax Annual Amount: $2940
  • On Market Date: 2024-09-10T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $49,460 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $49,460!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$200,440
Your Cash$49,460
Total Purchase Price:$249,900

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$982/mo
Traditional @ 7.5%
$1,541/mo
You save $560/month ($6,714/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6600547

Listing From: northstar

Last updated: 2024-10-28T20:09:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$982 /mo
$1,486 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $49,460 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $49,460!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$200,440
Your Cash$49,460
Total Purchase Price:$249,900

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$982/mo
Traditional @ 7.5%
$1,541/mo
You save $560/month ($6,714/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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