Laura Jewett

Laura Jewett

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Closed

$490,000

($57,890 down)
FHA

4329 E DESERT TRUMPET Road, Phoenix, AZ 85044

3
3
1,633 sqft
PITI Monthly
$3,497.16 /mo

Listing courtesy of: Rebekah Liperote, Redfin Corporation

Assumed Rate

6.82%
7.15%

Principal & Interest

$2,850 /mo
$2,947 /mo

What's Special

DINING
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
PATIO

Beautiful 3 bed 2.5 bath modern home in Mountain Park Ranch. Newer 2022 HVAC system. Over-sized Great/Family room has vaulted ceilings & a wood burning brick fireplace. Formal dining room off the family room. Beautiful wood laminate flooring in the main areas and in all of the bedrooms. Primary suite is upstairs & split from the other bedrooms & includes vaulted ceilings. The primary bathroom has a separate tub & shower, dual sinks & a walk-in closet . Huge kitchen that includes stainless steel appliances, an abundance of white cabinets & eating area that overlooks the backyard that includes a covered patio & artificial turf. Mountain Park Ranch Community amenities include 3 swimming pools, hot tubs, tennis, play grounds, parks, pickleball, volleyball for approx. only $30 per month.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.82
Remaining Loan Term
28 years, 11 months
Monthly PITI
$3,497.16/mo
Estimated Loan Balance
$432,502
Cash to close
$57,890
Interest Paid
$32,068

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Family Room
  • Flooring: Other, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Santa Barbara/Tuscan
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 1990
Details
  • Builder: Homes by Dave Brown

Community & HOA

Community
  • Subdivision: MOUNTAIN PARK RANCH UNIT 12 PARCEL 1
  • Features: Pickleball, Community Spa, Community Pool, Tennis Court(s), Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Mountain Park Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $200
  • HOA Frequency: $Semi-Annually
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $300.06
  • Tax Annual Amount: $2055
  • On Market Date: 2025-01-29T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $57,890 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $57,890!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$432,110
Your Cash$57,890
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$2,850/mo
Traditional @ 7.5%
$2,948/mo
You save $97/month ($1,169/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6811873

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-14T20:10:09.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.82%
7.15%

Principal & Interest

$2,850 /mo
$2,947 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $57,890 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $57,890!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$432,110
Your Cash$57,890
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$2,850/mo
Traditional @ 7.5%
$2,948/mo
You save $97/month ($1,169/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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