Laura Jewett

Laura Jewett

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$155,000

($115,070 down)
FHA

4320 133rd Avenue NE, Spicer, MN 56288

3
2
1,238 sqft
PITI Monthly
$608.09 /mo

Listing courtesy of: , Legacy Land & Home

Assumed Rate

6.88%
7.15%

Principal & Interest

$383 /mo
$394 /mo

What's Special

LOCATION
SPACIOUS
PATIO

Prime location between George & Nest Lake!! Nice lot size featuring .65acres with the back portion already fenced in! This home features a long list of updates including full kitchen remodel with cabinets, countertops, backsplash, lights, as well as new flooring throughout, siding, windows, and walk in shower. The roof has been recently resealed in 2024 along with the furnace serviced. The layout flows well with a beautifully updated kitchen, spacious living room, 2 bedrooms, laundry, 2 bathrooms, and second sitting area/large mud room while being handicap accessible throughout. Enjoy grilling or relaxing on the back patio. Detached garage and garden shed supply plenty of storage. Located near the public access of not one but two lakes - George & Nest this place is sure to be appealing without the lakeshore expenses. Schedule a private showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.88
Remaining Loan Term
13 years, 3 months
Monthly PITI
$608.09/mo
Estimated Loan Balance
$47,088
Cash to close
$115,070
Interest Paid
$58,662

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Engineered Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Rubber
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Private Sewer
  • Water Source: Private
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Engineered Wood
  • Roof: Rubber
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Allens Acres Second Add
  • Features: Fully Wheelchair, Grab Bars In Bathroom, Wheelchair Ramp(s), Roll-In Shower
HOA
  • Has HOA: No
Location
  • Region: Spicer

Financial Details

  • Price per Sqft: $125.2
  • Tax Annual Amount: $400
  • On Market Date: 2025-03-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $115,070 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $115,070!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.88% Sellers Rate
$39,930
Your Cash:$115,070
Total Purchase Price:$155,000

Assumed vs Traditional Mortgage

Assumed @ 6.88%
$383/mo
Traditional @ 7.5%
$409/mo
You save $25/month ($303/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6688357

Listing From: northstar

Last updated: 2025-03-26T16:50:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.88%
7.15%

Principal & Interest

$383 /mo
$394 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $115,070 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $115,070!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.88% Sellers Rate
$39,930
Your Cash:$115,070
Total Purchase Price:$155,000

Assumed vs Traditional Mortgage

Assumed @ 6.88%
$383/mo
Traditional @ 7.5%
$409/mo
You save $25/month ($303/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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