Laura Jewett

Laura Jewett

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$650,000

($475,007 down)
FHA

431 E Mount Diablo Ave, Tracy, CA 95376

4
3
1,950 sqft
PITI Monthly
$2,651.04 /mo

Listing courtesy of: Jacqualeene Campbell, BHG Reliance Partners

Assumed Rate

5.88%
7.15%

Principal & Interest

$1,614 /mo
$1,842 /mo

What's Special

SHOPPING
DINING
SPACIOUS
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
SOAKING TUB

Welcome to this Beautifully Updated Home in the Desirable Forest Glen Community. This Spacious 4 Bedroom, 3 Bathroom Home Features a Bright & Open Living-Dining Area, Enhanced by Tall Ceilings & An Abundance of Natural Light, Creating a Warm & Inviting Atmosphere. New Updated Kitchen, Thoughtfully Designed with New Quartz Countertops, New Stainless Steel Sink & All New Appliances. The Ample Storage & Counter Space, is Perfect for Cooking & Entertaining. The Open Family Room Features a Fireplace. Downstairs Bedroom with a Full Bathroom. Upstairs, You Will Find Three Spacious Bedrooms, Including a Jack & Jill Bathroom. The Primary Suite is a True Retreat, Boasting Vaulted Ceilings, Granite Faced Fireplace, & Walk-In Closet with Custom Organizers. The En-Suite Bathroom Featuring a Glass-Enclosed Stall Shower, Large Soaking Tub, Dual Vanities, & Private Toiletry Area. Additional Boast:Freshly Painted Interior, New Carpet, New LVP Flooring, New Light Fixtures, AC, Laundry Room & Extra Storage. The Low-Maintenance Backyard Landscaping with New Back Fence Provides Enjoyable Outdoor Space with Minimal Upkeep. Conveniently Located Near Schools, Shopping Centers, Restaurants & Parks. Easy Access to I-205, ACE Train & Tracer Bus Services Making Commuting a Breeze. Don't Miss Out!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.88
Remaining Loan Term
12 years, 11 months
Monthly PITI
$2,651.04/mo
Estimated Loan Balance
$188,647
Cash to close
$475,007
Interest Paid
$233,167

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision: None
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Tracy

Financial Details

  • Price per Sqft: $333.33
  • Tax Annual Amount: $8125
  • On Market Date: 2025-04-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $475,007 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $475,007!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.88% Sellers Rate
$174,993
Your Cash:$475,007
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 5.88%
$1,614/mo
Traditional @ 7.5%
$1,911/mo
You save $297/month ($3,558/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41091706

Listing From:

Last updated: 2025-04-03T06:00:26.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.88%
7.15%

Principal & Interest

$1,614 /mo
$1,842 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $475,007 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $475,007!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.88% Sellers Rate
$174,993
Your Cash:$475,007
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 5.88%
$1,614/mo
Traditional @ 7.5%
$1,911/mo
You save $297/month ($3,558/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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