Laura Jewett

Laura Jewett

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Pending

$1,635,000

($941,899 down)
VA

431 Blanco Ct, San Ramon, CA 94583

4
2
1,833 sqft
PITI Monthly
$5,044.31 /mo

Listing courtesy of: Khrista Jarvis, Coldwell Banker Realty

Assumed Rate

2.79%
7.15%

Principal & Interest

$3,041 /mo
$5,005 /mo

What's Special

SERENE
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
BREAKFAST NOOK
FIREPLACE
VAULTED CEILINGS
DECK
PATIO
CUL-DE-SAC
CHARMING
COZY

Welcome to this single level home in Twin Creeks, located on a corner lot in a cul-de-sac. This home offers owned solar, freshly painted interiors and generously sized living spaces. This home opens to the large living room with an adjacent dining room with access to the outdoor deck for al fresco living and dining! Discover the refreshed kitchen boasting an abundance of cabinetry and built-in stainless steel appliances including a gas cooktop, microwave, oven and dishwasher. This kitchen features a charming bay window seating and a sunny breakfast nook opening to the family room. The family room highlights vaulted ceilings and a cozy fireplace. The oversized primary bedroom suite offers 2 closets and an ensuite bath. This home complete with 3 additional secondary bedrooms, hallway bath and laundry room. Step outside to the private and serene backyard with 2 decks - plenty of space for outdoor living and entertaining, a relaxing hot tub, spacious patio & large side yard with tool sheds. Conveniently located within walking distance to Twin Creeks Elementary and just a short drive to recreation, shops, and easy access to freeways.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.79
Remaining Loan Term
27 years, 0 months
Monthly PITI
$5,044.31/mo
Estimated Loan Balance
$694,527
Cash to close
$941,899
Interest Paid
$60,048

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stone, WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stone, WoodSiding
  • Roof: Tile
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision: TWIN CREEK
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Ramon

Financial Details

  • Price per Sqft: $891.98
  • Tax Annual Amount: $20437.5
  • On Market Date: 2025-03-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $941,899 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $941,899!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$693,101
Your Cash:$941,899
Total Purchase Price:$1,635,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$3,041/mo
Traditional @ 7.5%
$5,192/mo
You save $2,151/month ($25,810/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41089094

Listing From:

Last updated: 2025-03-27T19:14:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.79%
7.15%

Principal & Interest

$3,041 /mo
$5,005 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $941,899 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $941,899!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$693,101
Your Cash:$941,899
Total Purchase Price:$1,635,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$3,041/mo
Traditional @ 7.5%
$5,192/mo
You save $2,151/month ($25,810/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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