Laura Jewett

Laura Jewett

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$499,000

($203,791 down)
VA

43141 Ruth Lane, Lancaster, CA 93536

4
3
2,185 sqft
PITI Monthly
$1,766.86 /mo

Listing courtesy of: Patsy Clevenger, Keller Williams Realty Westside

Assumed Rate

3.81%
7.15%

Principal & Interest

$1,600 /mo
$2,317 /mo

What's Special

SPACIOUS
MODERN
FIREPLACE
SOAKING TUB
SEPARATE SHOWER
PATIO
CUL-DE-SAC

Welcome to this popular Single Story Harris Home featuring an open floor plan that effortlessly combines modern elegance with functional design. Once you enter you will find a lovely formal living area, a spacious kitchen with ample counter space and cabinets, along with a breakfast bar for those quick meals .Adjacent to the kitchen is a great room with fireplace that offers a warm and inviting atmosphere for gatherings. The primary suite features a large walk in closet, spacious en suite that features a soaking tub, separate shower and dual sinks. A second bedroom also features its own en suite providing comfort and privacy for guests or family members. On the opposite side of the house you will find 2 additional bedrooms, bath , indoor laundry and direct access to your spacious 2 car garage. You can let your imagination run wild with the back yard. You will find a nice patio area, large shed that could be used for storage or possible ADU. Located on a double cul-de-sac with in a small track of homes. The possibilities are endless with this home.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.81
Remaining Loan Term
22 years, 7 months
Monthly PITI
$1,766.86/mo
Estimated Loan Balance
$296,528
Cash to close
$203,791
Interest Paid
$89,940

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PrivateSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Unknown
  • Roof: Concrete
Condition
  • Year Built: 2008
Details
  • Builder: Harris Homes

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Valley
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $228.38
  • Tax Annual Amount: $
  • On Market Date: 2024-07-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $203,791 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $203,791!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.81% Sellers Rate
$295,209
Your Cash$203,791
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 3.81%
$1,600/mo
Traditional @ 7.5%
$2,403/mo
You save $803/month ($9,634/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24155087

Listing From:

Last updated: 2024-09-03T23:21:38.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.81%
7.15%

Principal & Interest

$1,600 /mo
$2,317 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $203,791 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $203,791!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.81% Sellers Rate
$295,209
Your Cash$203,791
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 3.81%
$1,600/mo
Traditional @ 7.5%
$2,403/mo
You save $803/month ($9,634/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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