Laura Jewett

Laura Jewett

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$1,799,000

($1,188,000 down)
VA

430 Burning Tree Court, Half Moon Bay, CA 94019

3
3
2,540 sqft
PITI Monthly
$5,285.19 /mo

Listing courtesy of: Kulda Group, KW Advisors

Assumed Rate

3.64%
7.15%

Principal & Interest

$3,111 /mo
$4,599 /mo

What's Special

GATED COMMUNITY
DINING
SPACIOUS
MODERN
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
PATIO
CLUBHOUSE
TENNIS COURTS
WALKING TRAILS
HISTORIC
CHARMING
COZY

Stunning residence nestled in the prestigious gated community of Ocean Colony in beautiful Half Moon Bay. Boasting 3 spacious bedrooms and 3 full bathrooms, this 2,540± sqft home is designed for both relaxation and entertaining. Enter through the courtyard and into the foyer where you are greeted with a thoughtfully crafted floor plan featuring expansive windows with abundant natural light, vaulted ceilings, and timeless finishes. The spacious living room boasts a cozy fireplace that flows into a formal dining area and a flexible space that can be used as an office. The kitchen is a delight with modern appliances, ample cabinetry, two walk-in pantries ideal for storage and a casual dining area that leads to a family room with a fireplace. French doors lead out to the private patio and backyard perfect for entertaining. Upstairs you will find the generously sized primary suite, complete with a luxurious en-suite bathroom and a walk-in closet. Two additional well-appointed bedrooms and a full bath offer comfort and versatility. Ocean Colony offers access to community amenities, including golf, tennis courts, walking trails, and a clubhouse, all just moments from beaches and the charming downtown historic Half Moon Bay. Enjoy easy access to Hwy 1 for all your Bay Area commutes.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.64
Remaining Loan Term
24 years, 10 months
Monthly PITI
$5,285.19/mo
Estimated Loan Balance
$717,235
Cash to close
$1,188,000
Interest Paid
$121,686

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, GasStarter, LivingRoom, WoodBurning
  • Flooring: Carpet, Stone, Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition, Shingle
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Ocean Colony Association
  • HOA Amenities: Unknown
  • HOA Fee: $600
  • HOA Frequency: $Quarterly
Location
  • Region: Half Moon Bay

Financial Details

  • Price per Sqft: $708.27
  • Tax Annual Amount: $22487.5
  • On Market Date: 2025-03-12T00:00:00.000Z
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Savings Calculator

Current cash to close is $1,188,000 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $1,188,000!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.64% Sellers Rate
$611,000
Your Cash:$1,188,000
Total Purchase Price:$1,799,000

Assumed vs Traditional Mortgage

Assumed @ 3.64%
$3,111/mo
Traditional @ 7.5%
$4,771/mo
You save $1,659/month ($19,913/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81997612

Listing From:

Last updated: 2025-03-31T15:48:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.64%
7.15%

Principal & Interest

$3,111 /mo
$4,599 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,188,000 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $1,188,000!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.64% Sellers Rate
$611,000
Your Cash:$1,188,000
Total Purchase Price:$1,799,000

Assumed vs Traditional Mortgage

Assumed @ 3.64%
$3,111/mo
Traditional @ 7.5%
$4,771/mo
You save $1,659/month ($19,913/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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