Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$415,000

($32,538 down)
FHA

4304 E WHITEHALL Drive, San Tan Valley, AZ 85140

4
3
2,696 sqft
PITI Monthly
$3,114.02 /mo

Listing courtesy of: Amy Pender, Real Broker

Assumed Rate

6.81%
7.15%

Principal & Interest

$2,557 /mo
$2,646 /mo

What's Special

LOCATION
SHOPPING
SPACIOUS
MOVE-IN READY
MASTER SUITE
PATIO
LANDSCAPED

This beautifully updated two-story home has been freshly repainted inside and out, creating a pristine, move-in ready space. As you arrive, you'll be greeted by an impressive 3-car garage and a meticulously landscaped front yard, highlighted by a stunning Hong Kong Orchid Tree that dazzles with vibrant blooms every Fall. Step inside to a bright, welcoming interior, featuring an eat-in kitchen that flows effortlessly into the spacious living room—ideal for both relaxing and entertaining. Beyond the living area, a large covered patio and beautifully designed backyard await, offering the perfect setting for outdoor enjoyment. The main floor includes a generous master suite, providing a private retreat, along with a convenient half bath for guests. Upstairs, you'll find three oversized bedrooms, a full bathroom, a versatile loft space, and a laundry area for added convenience. Not only does this home offer incredible living space, but its prime location is just as impressive! Situated close to the area's exciting new restaurants and shopping, including Target coming soon, you'll have everything you need right at your doorstep. Plus, the community is filled with numerous parks and scenic trails, perfect for outdoor activities and enjoying nature. This home truly offers the best of both comfort and convenience.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
27 years, 9 months
Monthly PITI
$3,114.02/mo
Estimated Loan Balance
$382,846
Cash to close
$32,538
Interest Paid
$59,333

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Santa Barbara/Tuscan
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: VANTAGE HOMES OF ARIZONA

Community & HOA

Community
  • Subdivision: CASTLEGATE PARCEL 5
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Castlegate
  • HOA Amenities: Unknown
  • HOA Fee: $216
  • HOA Frequency: $Quarterly
Location
  • Region: San Tan Valley

Financial Details

  • Price per Sqft: $153.93
  • Tax Annual Amount: $1558
  • On Market Date: 2025-02-28T16:10:16.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $32,538 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $32,538!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$382,462
Your Cash$32,538
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$2,557/mo
Traditional @ 7.5%
$2,745/mo
You save $188/month ($2,256/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6827838

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-24T03:30:32.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$2,557 /mo
$2,646 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $32,538 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $32,538!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$382,462
Your Cash$32,538
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$2,557/mo
Traditional @ 7.5%
$2,745/mo
You save $188/month ($2,256/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.