Laura Jewett

Laura Jewett

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Closed

$395,000

($206,636 down)
FHA

4301 Garnsey Lane, Bakersfield, CA 93309

3
2
1,476 sqft
PITI Monthly
$1,251.35 /mo

Listing courtesy of: Belinda Estrada, Agentcor-Big Block Realty

Assumed Rate

3.62%
7.15%

Principal & Interest

$953 /mo
$1,413 /mo

What's Special

SERENE
SHOPPING
DINING
MODERN
CHARMING

Charming 3-Bedroom, 2-Bathroom Home with Access to Excellent Schools! Discover your dream home in a serene neighborhood located in the heart of Central Bakersfield. This beautifully updated property nestled on over a quarter of an acre. The property features a generous layout with modern finishes, and a huge lot perfect for outdoor activities and future expansions. Enjoy peace of mind with top-rated schools nearby. Conveniently located close to shopping, dining, parks, and major highways. Don't miss this opportunity and schedule a viewing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.62
Remaining Loan Term
24 years, 6 months
Monthly PITI
$1,251.35/mo
Estimated Loan Balance
$201,546
Cash to close
$206,636
Interest Paid
$39,414

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Modern
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 1969
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Park, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Bakersfield

Financial Details

  • Price per Sqft: $267.62
  • Tax Annual Amount: $
  • On Market Date: 2024-08-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $206,636 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $206,636!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$188,364
Your Cash:$206,636
Total Purchase Price:$395,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$953/mo
Traditional @ 7.5%
$1,465/mo
You save $512/month ($6,144/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NS24163083

Listing From:

Last updated: 2024-09-23T21:20:44.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$953 /mo
$1,413 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $206,636 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $206,636!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$188,364
Your Cash:$206,636
Total Purchase Price:$395,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$953/mo
Traditional @ 7.5%
$1,465/mo
You save $512/month ($6,144/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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