Laura Jewett

Laura Jewett

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Closed

$1,549,800

($1,036,570 down)
FHA

42 Bainbridge Avenue, Ladera Ranch, CA 92694

4
3
2,144 sqft
PITI Monthly
$3,536.56 /mo

Listing courtesy of: Brian Doubleday, Doubleday Group

Assumed Rate

3.72%
7.15%

Principal & Interest

$2,878 /mo
$4,213 /mo

What's Special

REMODELED
AWARD WINNING
SERENE
SPACIOUS
MODERN
CUSTOM BUILT
PRIVATE BACKYARD
LANDSCAPED

Welcome to 42 Bainbridge, a true gem in the heart of Ladera Ranch. This stunning corner lot home exudes charm and sophistication, boasting exceptional curb appeal and a spacious, inviting covered wrap around wrap around front porch. Step inside to discover an exquisitely upgraded and thoughtfully remodeled residence that surpasses the allure of any model home. Every detail has been meticulously crafted, from the elegant laminate wood and tile flooring throughout to the custom built-ins and detailed woodwork that add a touch of timeless elegance. The gourmet kitchen is a chef’s dream, featuring a beautiful custom wood hood, floating wood shelves, stainless appliances, pristine white shaker cabinets, gleaming quartz countertops, and a honeycomb stone backsplash, perfectly blending modern style with functional design. The outdoor spaces are equally impressive. The private backyard is a serene oasis, beautifully landscaped with stone and paver hardscaping, making it an ideal setting for entertaining guests or enjoying tranquil evenings under the stars. Being a short trip down the trail to Founders Park and Ladera's award winning Ladera Elementary & Middle school, makes this home representat the best of Ladera Ranch living.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.72
Remaining Loan Term
21 years, 4 months
Monthly PITI
$3,536.56/mo
Estimated Loan Balance
$612,410
Cash to close
$1,036,570
Interest Paid
$183,625

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sylvan Oaks (SYLV)
  • Features: Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: LARMAC
  • HOA Amenities: Unknown
  • HOA Fee: $270
  • HOA Frequency: $Monthly
Location
  • Region: Ladera Ranch

Financial Details

  • Price per Sqft: $722.85
  • Tax Annual Amount: $
  • On Market Date: 2024-11-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $1,036,570 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $1,036,570!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.72% Sellers Rate
$513,230
Your Cash:$1,036,570
Total Purchase Price:$1,549,800

Assumed vs Traditional Mortgage

Assumed @ 3.72%
$2,878/mo
Traditional @ 7.5%
$4,370/mo
You save $1,492/month ($17,902/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC24234947

Listing From:

Last updated: 2024-12-19T06:01:47.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.72%
7.15%

Principal & Interest

$2,878 /mo
$4,213 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,036,570 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $1,036,570!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.72% Sellers Rate
$513,230
Your Cash:$1,036,570
Total Purchase Price:$1,549,800

Assumed vs Traditional Mortgage

Assumed @ 3.72%
$2,878/mo
Traditional @ 7.5%
$4,370/mo
You save $1,492/month ($17,902/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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