Laura Jewett

Laura Jewett

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Closed

$220,000

($32,170 down)
FHA

428 Prospect Avenue, La Junta, CO 81050

5
2
2,031 sqft
PITI Monthly
$1,200.45 /mo

Listing courtesy of: Cimberley Moore-Devenyns, eXp Realty, LLC

Assumed Rate

2.96%
7.15%

Principal & Interest

$844 /mo
$1,360 /mo

What's Special

SERENE
SHOPPING
SPACIOUS
MODERN
DECK
COZY
EFFICIENT

Discover your dream home in La Junta Colorado, with this beautiful BI-Level residence offering ample space and modern comforts. This home boasts 5 spacious bedrooms with a large room, converted from the garage, on main level that could be used as a bedroom, 2 large bedrooms on the upper level and 3 more bedrooms in the lower level providing a private and tranquil retreat. One of the lower level bedrooms could be used as main as it has a 3/4 bath attached. The downstairs living area is perfect for family nights or entertaining. The home features updated laminate modern flooring and a generous layout that opens up to a wood deck and large yard, ideal for outdoor activities and gatherings. Stay cool during the summer months with efficient central air. The stylish shiplap wall paper adds a touch of rustic charm to the interior creating a cozy and inviting atmosphere. Convenience meets comfort as the home is situated across the street from a serene park and school. Additionally, you will enjoy close proximity to shopping centers for your daily needs. This home is nestled in a quiet and secluded neighborhood and offers the perfect balance of privacy and accessibility. Includes a 14 month home warranty

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,200.45/mo
Estimated Loan Balance
$195,738
Cash to close
$32,170
Interest Paid
$21,463

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Other
  • Heating: Natural Gas
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 1970
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Gillen Addition
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: La Junta

Financial Details

  • Price per Sqft: $108.32
  • Tax Annual Amount: $763
  • On Market Date: 2024-07-29T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $32,170 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $32,170!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$187,830
Your Cash$32,170
Total Purchase Price:$220,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$844/mo
Traditional @ 7.5%
$1,410/mo
You save $566/month ($6,791/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2694993

Listing From: recolorado

Last updated: 2024-10-27T23:51:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$844 /mo
$1,360 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $32,170 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $32,170!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$187,830
Your Cash$32,170
Total Purchase Price:$220,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$844/mo
Traditional @ 7.5%
$1,410/mo
You save $566/month ($6,791/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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