Laura Jewett

Laura Jewett

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$354,900

($170,940 down)
VA

428 5th Avenue N, Cold Spring, MN 56320

5
3
2,920 sqft
PITI Monthly
$1,136.23 /mo

Listing courtesy of: , New Century Real Estate

Assumed Rate

2.96%
7.15%

Principal & Interest

$839 /mo
$1,351 /mo

What's Special

This wonderful 5-BD, 3-BA home has many updates which include: new kitchen, new main bath, new LVT throughout the main floor, new carpets in all bedrooms and lower level. Lush landscaping and garden beds await your outdoor experience. There is also a new shed in the back yard with a loft for your storage needs. The yard is fenced and ready for pets. This home does need bedrooms painted, but the owners will not be doing any more updates.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,136.23/mo
Estimated Loan Balance
$199,308
Cash to close
$170,940
Interest Paid
$21,326

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Fireplace(s)
Features
  • Materials: Brick/Stone, Steel Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age Over 8 Years
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Steel Siding
  • Roof: Age Over 8 Years
Condition
  • Year Built: 1960
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Peters Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Cold Spring

Financial Details

  • Price per Sqft: $121.54
  • Tax Annual Amount: $1768
  • On Market Date: 2025-02-25T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $170,940 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $170,940!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$183,960
Your Cash$170,940
Total Purchase Price:$354,900

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$839/mo
Traditional @ 7.5%
$1,401/mo
You save $562/month ($6,747/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6677231

Listing From: northstar

Last updated: 2025-03-20T20:54:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$839 /mo
$1,351 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $170,940 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $170,940!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$183,960
Your Cash$170,940
Total Purchase Price:$354,900

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$839/mo
Traditional @ 7.5%
$1,401/mo
You save $562/month ($6,747/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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