Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$395,000

($162,562 down)
VA

42764 Edessa Street, Palm Desert, CA 92211

2
2
1,384 sqft
PITI Monthly
$1,763.41 /mo

Listing courtesy of: Mary Anne Towne, Berkshire Hathaway HomeService

Assumed Rate

3.77%
7.15%

Principal & Interest

$1,202 /mo
$1,749 /mo

What's Special

LOCATION
SHOPPING
DINING
FIREPLACE
PATIO
MOUNTAIN VIEWS
COZY

This highly sought after Islands 1 model in Oasis Country Club is a detached, stand-alone unit featuring 2 bedrooms and 2 bathrooms. With its bright and inviting atmosphere, the home offers an open living and dining area anchored by a cozy three-sided fireplace--perfect for warming up on chilly fall and winter mornings. The kitchen is well-equipped with a gas cooktop, a feature frequently requested by home chefs. The laundry room is located inside the house, while the 2 car garage also has space for a golf cart. One unique feature of this home is its private side patio, an ideal spot to bask in the sun while reading a book or enjoying a quiet moment with guests. Located near the 18th tee box, the home provides a fun vantage point to cheer on your neighbors as they play their final hole. The community features an array of amenities, including 18 pools and spas, a dog park, pickleball courts, an 18-hole putting green, gym, and a bar and grill with a dining room. If you're looking to embrace an active, social lifestyle surrounded by our stunning desert mountain views, this condo at Oasis Country Club is worth seeing.Oasis Country Club is perfect for full-time or seasonal living, offering a prime location with easy access to the freeway. Just a short drive down Washington Street brings you to La Quinta, known for its excellent dining options, shopping, and the renowned Indian Wells Tennis Garden. El Paseo, with its upscale boutiques and restaurants, is also close by.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.77
Remaining Loan Term
24 years, 6 months
Monthly PITI
$1,763.41/mo
Estimated Loan Balance
$234,312
Cash to close
$162,562
Interest Paid
$50,900

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, GasStarter
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: Community, InGround

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oasis Country Club
  • Features: Golf, Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name: The Oasis Country Club
  • HOA Amenities: Unknown
  • HOA Fee: $897
  • HOA Frequency: $Monthly
Location
  • Region: Palm Desert

Financial Details

  • Price per Sqft: $285.4
  • Tax Annual Amount: $4937.5
  • On Market Date: 2024-11-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $162,562 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $162,562!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$232,438
Your Cash$162,562
Total Purchase Price:$395,000

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$1,202/mo
Traditional @ 7.5%
$1,815/mo
You save $612/month ($7,345/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219120169DA

Listing From:

Last updated: 2025-04-03T17:19:04.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.77%
7.15%

Principal & Interest

$1,202 /mo
$1,749 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $162,562 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $162,562!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$232,438
Your Cash$162,562
Total Purchase Price:$395,000

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$1,202/mo
Traditional @ 7.5%
$1,815/mo
You save $612/month ($7,345/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.