Laura Jewett

Laura Jewett

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Closed

$569,000

($419,229 down)
FHA

4272 Black Duck Way, Oceanside, CA 92057

2
2
1,056 sqft
PITI Monthly
$1,354.18 /mo

Listing courtesy of: William Harris, Spirit Realty, Inc.

Assumed Rate

6.9%
7.15%

Principal & Interest

$1,072 /mo
$1,100 /mo

What's Special

REMODELED
GRANITE COUNTERTOPS
PATIO
CLUBHOUSE
CUL-DE-SAC
PRICE REDUCED

PRICE REDUCED BY $10,000 !!! Don't miss out on this extensively remodeled Unit! Buyers delight. One of the best Units in the complex. Improvements in 2019 and 2022... new Daikin HVAC, both baths remodeled. Granite countertops and custom cabinets by IKIA in kitchen; Master bedroom closet was reworked by Closet-World and has nice features; new carpet in both bdrms; New water heater Age 55+ complex, with pool, clubhouse. Well maintained unit (on cul-de-sac, no through traffic) and maintained complex. 1 car garage with laundry hookups. The covered patio converted from the driveway has had a new 6 ft fence and security gate installed.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.9
Remaining Loan Term
27 years, 8 months
Monthly PITI
$1,354.18/mo
Estimated Loan Balance
$217,666
Cash to close
$419,229
Interest Paid
$25,900

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: HeatPump
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights
HOA
  • Has HOA: Yes
  • HOA Name: Ocean Mission 4
  • HOA Amenities: Unknown
  • HOA Fee: $450
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $538.83
  • Tax Annual Amount: $
  • On Market Date: 2024-08-25T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $419,229 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $419,229!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$149,771
Your Cash:$419,229
Total Purchase Price:$569,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$1,072/mo
Traditional @ 7.5%
$1,141/mo
You save $68/month ($820/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2405153

Listing From:

Last updated: 2024-10-25T22:45:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.9%
7.15%

Principal & Interest

$1,072 /mo
$1,100 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $419,229 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $419,229!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$149,771
Your Cash:$419,229
Total Purchase Price:$569,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$1,072/mo
Traditional @ 7.5%
$1,141/mo
You save $68/month ($820/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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