Laura Jewett

Laura Jewett

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Closed

$259,900

($59,764 down)
FHA

426 15th Avenue S, Fargo, ND 58103

2
2
1,268 sqft
PITI Monthly
$1,640.53 /mo

Listing courtesy of: , eXp Realty (3240 WF)

Assumed Rate

5.41%
7.15%

Principal & Interest

$1,159 /mo
$1,393 /mo

What's Special

SPACIOUS
FIREPLACE
FINISHED BASEMENT
PATIO
MATURE TREES
WALKING TRAILS
HISTORIC

Offering 2 year home warranty!! Get ready to fall in love with this 1 story home in historic Fargo neighborhood surrounded by mature trees with tons of updates! Property is conveniently located just a block away from Lindenwood walking trails, 5 min from Island park + Downtown Fargo. This well cared for home features 2 beds (3rd bedroom in basement is finished, just needs egress) + 2 full bathrooms. Main level includes functional built in bench drop zone. Kitchen is thoughtfully designed with updated cabinets, accented ceiling, newer appliances (dishwasher in garage for new homeowners to install after closing), pantry above staircase and eat up island that overlooks living room area with faux fireplace (hello no maintenance!!). 2 bedrooms located down the hall as well as an updated full bathroom with tile flooring! Finished basement includes spacious family room area, as well as potential 3rd bedroom, hollywood bathroom with beautiful penny tile flooring. Mechanical room has plenty of storage space with the built in cabinets. Enjoy the spacious, fully fenced in backyard area with large patio area! Quick access to the oversized 2 stall detached garage that includes, workbench area, tons of extra storage with attic above, and built in shelves on every wall. Updated landscaping surrounds the home along with an enclosure that can be utilized as a garden, or pet kennel. Come see it before it's gone! Agent/ Owner.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.41
Remaining Loan Term
27 years, 5 months
Monthly PITI
$1,640.53/mo
Estimated Loan Balance
$200,900
Cash to close
$59,764
Interest Paid
$28,315

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ductless Mini-Split
  • Heating: Forced Air
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Other
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Unknown
Condition
  • Year Built: 1951
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Belmont Park
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Fargo

Financial Details

  • Price per Sqft: $204.97
  • Tax Annual Amount: $2224
  • On Market Date: 2024-09-05T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $59,764 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $59,764!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$200,136
Your Cash$59,764
Total Purchase Price:$259,900

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$1,159/mo
Traditional @ 7.5%
$1,445/mo
You save $285/month ($3,425/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6587983

Listing From: northstar

Last updated: 2025-01-03T07:25:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.41%
7.15%

Principal & Interest

$1,159 /mo
$1,393 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $59,764 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $59,764!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$200,136
Your Cash$59,764
Total Purchase Price:$259,900

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$1,159/mo
Traditional @ 7.5%
$1,445/mo
You save $285/month ($3,425/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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