Laura Jewett

Laura Jewett

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Closed

$475,000

($181,693 down)
VA

4269 Black Duck Way, Oceanside, CA 92057

2
2
1,056 sqft
PITI Monthly
$2,151.04 /mo

Listing courtesy of: Erik Eisenman, eXp Realty of California, Inc.

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,490 /mo
$2,209 /mo

What's Special

SERENE
DINING
MASTER SUITE
WALKING TRAILS
MOUNTAIN VIEWS

** 2-Bedroom Home in a Serene Senior Community** Welcome to your delightful 2-bedroom, 2-bathroom townhome nestled in a peaceful senior community! This inviting residence offers a fantastic opportunity for those looking to personalize their living space with updates while enjoying the many amenities available here. As you step inside, you’ll find a well-planned living area perfect for entertaining or relaxing. The kitchen boasts ample storage and opens up to the dining area, making it ideal for family gatherings. Both bedrooms are generously sized, providing comfort and privacy. The master suite features an ensuite bathroom for added convenience. The second bathroom ensures guests have their own space as well. Located within a well-maintained community, residents can take advantage of fantastic amenities including a refreshing pool and spa for leisurely afternoons, scenic walking trails to enjoy the beautiful surroundings, and stunning panoramic mountain views that will take your breath away. This home is perfect for those looking to embrace an active lifestyle while enjoying the tranquility of a friendly neighborhood. Don’t miss this opportunity to make it your own!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.62
Remaining Loan Term
24 years, 6 months
Monthly PITI
$2,151.04/mo
Estimated Loan Balance
$294,512
Cash to close
$181,693
Interest Paid
$61,625

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: SeeRemarks
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Gutters, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Ocean Mission 4
  • HOA Amenities: Unknown
  • HOA Fee: $450
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $449.81
  • Tax Annual Amount: $5937.5
  • On Market Date: 2024-10-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $181,693 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $181,693!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$293,307
Your Cash$181,693
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,490/mo
Traditional @ 7.5%
$2,291/mo
You save $801/month ($9,606/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2406459

Listing From:

Last updated: 2025-01-14T00:44:16.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,490 /mo
$2,209 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $181,693 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $181,693!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$293,307
Your Cash$181,693
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,490/mo
Traditional @ 7.5%
$2,291/mo
You save $801/month ($9,606/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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