Laura Jewett

Laura Jewett

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Closed

$799,000

($430,590 down)
VA

424 Joseph Street, Prescott, AZ 86303

N/A
N/A
sqft
PITI Monthly
$1,948.93 /mo

Listing courtesy of: Shawn Miller, Realty ONE Group Mt Desert

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,631 /mo
$2,702 /mo

What's Special

EXCELLENT Owner occupant opportunity! TWO 3 bedroom, 1.75 bath units, with split floorplans. Very close to downtown Prescott, in the pines! Single level, mirror units (up top, level entry), except unit A has additional living space/family room downstairs. Garage + additional storage space. (photos from prior listing). Unit A is currently short term rental, Unit B is leased to 11/6/2024.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.74
Remaining Loan Term
26 years, 0 months
Monthly PITI
$1,948.93/mo
Estimated Loan Balance
$373,110
Cash to close
$430,590
Interest Paid
$41,926

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms:
  • Bathrooms:
Cooling & Heating
  • Cooling: Ceiling Fan(s), Evaporative Cooling
  • Heating: Forced Air Gas, Natural Gas
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt Shingle
Parking
  • Garage: No
  • Garage Spaces:
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 2
  • Home type:
  • Architectural Style: Unknown
Materials
  • Wood Frame
  • Roof: Asphalt Shingle
Condition
  • Year Built: 1981
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $698
  • HOA Frequency: $Annually
Location
  • Region: Prescott

Financial Details

  • Price per Sqft: $799,000
  • Tax Annual Amount: $1217
  • On Market Date: 2024-09-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $430,590 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $430,590!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$368,410
Your Cash:$430,590
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,631/mo
Traditional @ 7.5%
$2,802/mo
You save $1,171/month ($14,058/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PAR1067745

Listing From: paar

Last updated: 2024-09-27T04:02:24.000Z

© , paar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,631 /mo
$2,702 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $430,590 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $430,590!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$368,410
Your Cash:$430,590
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,631/mo
Traditional @ 7.5%
$2,802/mo
You save $1,171/month ($14,058/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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