Laura Jewett

Laura Jewett

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$715,000

($190,604 down)
FHA

42457 Valley Vista Drive, Lancaster, CA 93536

5
3
3,190 sqft
PITI Monthly
$4,356 /mo

Listing courtesy of: Michael Adams, NEXTHOME ELITE REALTY

Assumed Rate

5.23%
7.15%

Principal & Interest

$3,008 /mo
$3,687 /mo

What's Special

DESIRED
DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
MASTER SUITE
PATIO
PRIVATE BACKYARD
MOUNTAIN VIEWS

Upgraded West Lancaster 5 Bedroom Home w/ RV Access! Located In A Family Friendly And Highly Desired Community, This Home Sits On A Corner Lot And Offers An Adjoining Formal Living & Formal Dining Room. The Spacious Kitchen Features High Ceilings w/ Natural Lighting, Double Ovens, Plenty Of Cabinetry, And A MASSIVE Center Island w/ Bar Stool Seating That Opens Up To The Family Room w/ A Rockwall Fireplace. Large Downstairs Master Suite w/ Dual Vanities, Separate Tub & Shower, And A Large Walk-In Closet! Upstairs Loft Is Perfect For Game Night Or Movie Night! Private Backyard w/ A Covered Patio & Mountain Views!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.23
Remaining Loan Term
27 years, 4 months
Monthly PITI
$4,356/mo
Estimated Loan Balance
$543,726
Cash to close
$190,604
Interest Paid
$74,719

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Unknown
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces:
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $224.14
  • Tax Annual Amount: $8937.5
  • On Market Date: 2025-03-03T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $190,604 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $190,604!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$524,396
Your Cash$190,604
Total Purchase Price:$715,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$3,008/mo
Traditional @ 7.5%
$3,825/mo
You save $817/month ($9,802/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 25509113

Listing From:

Last updated: 2025-03-11T12:28:23.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$3,008 /mo
$3,687 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $190,604 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $190,604!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$524,396
Your Cash$190,604
Total Purchase Price:$715,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$3,008/mo
Traditional @ 7.5%
$3,825/mo
You save $817/month ($9,802/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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