Laura Jewett

Laura Jewett

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Closed

$568,000

($460,560 down)
FHA

42404 Butterscotch Lane, Lancaster, CA 93536

3
2
1,763 sqft
PITI Monthly
$1,623.04 /mo

Listing courtesy of: Jawanna McKie, Ethos International Real Estate

Assumed Rate

4.55%
7.15%

Principal & Interest

$760 /mo
$1,007 /mo

What's Special

LOCATION
SPACIOUS
FIREPLACE
WALK-IN CLOSET
DOUBLE VANITY
PATIO
CUL-DE-SAC
SOLAR PANELS

LISTING PRICE LOWERED Maintained and updated this incredible 3-bedroom 2 bathroom PLUS bonus room with PRIVATE entrance is located on one of the bests lots near schools and community park with curb appeal gleaming from this cul-de-sac home. You will feel welcome at first sight. Step through the front door right into your BIG & OPEN living room, complete with tall ceilings and gas or wood burning fireplace and sliding door that leads out to a fully covered patio. Look down and see the beautiful, updated laminate wood flooring that extends throughout the home. In the kitchen you will love the overabundance of cabinet storage, bay window, newly replaced Maytag dishwasher and new paint. A laundry room with storage, folding table and LARGE LOAD washer and dryer (that stays). The spacious primary bedroom is your own slice of heaven with a ceiling fan, generous WALK-IN closet, double vanity sinks and a LARGE walk-in shower with seating. You also have a sliding door on the primary bedroom that leads you out to the covered patio for a peaceful quiet evening looking at the stars, or that warm morning coffee and sunset. The BONUS room is the highlight, with its PRIVATE ENTRANCE, it can be used as mother-in-law, guest room or gym. Outside you will find a LARGE storage (with electricity) and additional parking spaces. The home is updated with money saving Alexa smart switches for the household light, solar panels to keep those high electrical bills to a minimum and a security system. This GEM combines comfort, functionality, and a prime location-don’t miss your chance to make it yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.55
Remaining Loan Term
16 years, 5 months
Monthly PITI
$1,623.04/mo
Estimated Loan Balance
$110,553
Cash to close
$460,560
Interest Paid
$80,074

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Valley
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $322.18
  • Tax Annual Amount: $7100
  • On Market Date: 2024-10-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $460,560 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$

You cover the entire equity of $460,560!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$107,440
Your Cash:$460,560
Total Purchase Price:$568,000

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$760/mo
Traditional @ 7.5%
$1,044/mo
You save $285/month ($3,415/year)

*Secondary financing rates are an estimated value based on input

MLS ID: LG24213930

Listing From:

Last updated: 2024-11-03T20:32:25.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.55%
7.15%

Principal & Interest

$760 /mo
$1,007 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $460,560 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$

You cover the entire equity of $460,560!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$107,440
Your Cash:$460,560
Total Purchase Price:$568,000

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$760/mo
Traditional @ 7.5%
$1,044/mo
You save $285/month ($3,415/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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