Laura Jewett

Laura Jewett

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Pending

$1,698,000

($348,360 down)
VA

4235 Canada Lane, Carmel, CA 93923

3
3
1,906 sqft
PITI Monthly
$11,092.3 /mo

Listing courtesy of: Julie Kavanaugh, Carmel Coast Estate, Inc.

Assumed Rate

6.91%
7.15%

Principal & Interest

$9,024 /mo
$9,244 /mo

What's Special

LOCATION
DINING
SPACIOUS
HARDWOOD FLOORS
DECK

Adorable Carmel two story Farm House nestled on a spacious 17,869 sq.ft. lot. The 1906 sq.ft. home offers 3 bedrooms, 2 full bathrooms, a half bathroom in comfortable and inviting living spaces. The generous size kitchen is a standout feature with its quartz countertops, large pantry, and beautiful cabinets perfect for all your culinary needs. Convenience is key with the inside laundry area, complete with a washer and dryer and storage. The entire first level has beautiful engineered hardwood floors. The dining area is conveniently located within the living room, making it ideal for gatherings and meals. The deck off of the living room allows for indoor/outdoor living. Upstairs you will find all three bedrooms and two bathrooms bathed in light from the gorgeous skylight over the staircase. The interior and exterior of the home were recently painted and a new roof was installed in 2023. The property also includes a 2-car garage, offering ample parking and storage spaces With its desirable amenities and prime location, this Carmel home is ready for its new owners.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.91
Remaining Loan Term
28 years, 6 months
Monthly PITI
$11,092.3/mo
Estimated Loan Balance
$1,350,890
Cash to close
$348,360
Interest Paid
$140,830

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Carmel Views Community Association
  • HOA Amenities: Unknown
  • HOA Fee: $420
  • HOA Frequency: $Annually
Location
  • Region: Carmel

Financial Details

  • Price per Sqft: $890.87
  • Tax Annual Amount: $21225
  • On Market Date: 2025-02-22T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $348,360 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $348,360!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.91% Sellers Rate
$1,349,640
Your Cash$348,360
Total Purchase Price:$1,698,000

Assumed vs Traditional Mortgage

Assumed @ 6.91%
$9,024/mo
Traditional @ 7.5%
$9,589/mo
You save $566/month ($6,786/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81994918

Listing From:

Last updated: 2025-04-03T18:36:15.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.91%
7.15%

Principal & Interest

$9,024 /mo
$9,244 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $348,360 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $348,360!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.91% Sellers Rate
$1,349,640
Your Cash$348,360
Total Purchase Price:$1,698,000

Assumed vs Traditional Mortgage

Assumed @ 6.91%
$9,024/mo
Traditional @ 7.5%
$9,589/mo
You save $566/month ($6,786/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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