Laura Jewett

Laura Jewett

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Closed

$450,000

($215,483 down)
FHA

42210 55th Street W, Lancaster, CA 93536

3
2
1,250 sqft
PITI Monthly
$1,617.95 /mo

Listing courtesy of: Daniel Levine, Berkshire Hathaway HomeServices Troth, Realtors

Assumed Rate

3.92%
7.15%

Principal & Interest

$1,277 /mo
$1,824 /mo

What's Special

DINING
FIREPLACE
PATIO
CHARMING

Welcome to this charming 3-bedroom, 2-bathroom home that exudes country charm. Inside, you'll find new wide plank flooring and fresh, newer paint, creating a warm and inviting atmosphere. An ideal floor plan that offers an open entry, leading you to the living room complete gas fireplace that flows seamlessly to the dining room. The dining room overlooks the large backyard and kitchen that offers plenty of counter space, cabinets and newer upgraded stainless-steel appliances. Outside, this home offers RV access and sits on over a quarter-acre lot, with a covered patio and front porch. Perfect for outdoor activities and gatherings. The curb appeal is undeniable with its newer windows and scalloped edge trim adding a touch of character. Located in a desirable area, this home is conveniently situated across the street from parks and schools, making it ideal for all. Don't miss the opportunity to make this adorable country charmer your new home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.92
Remaining Loan Term
22 years, 9 months
Monthly PITI
$1,617.95/mo
Estimated Loan Balance
$238,045
Cash to close
$215,483
Interest Paid
$71,438

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1965
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $360
  • Tax Annual Amount: $
  • On Market Date: 2024-08-08T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $215,483 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $215,483!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.92% Sellers Rate
$234,517
Your Cash$215,483
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 3.92%
$1,277/mo
Traditional @ 7.5%
$1,892/mo
You save $615/month ($7,380/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24162782

Listing From:

Last updated: 2024-12-05T05:10:54.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.92%
7.15%

Principal & Interest

$1,277 /mo
$1,824 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $215,483 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $215,483!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.92% Sellers Rate
$234,517
Your Cash$215,483
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 3.92%
$1,277/mo
Traditional @ 7.5%
$1,892/mo
You save $615/month ($7,380/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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