Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$249,000

($213,749 down)
FHA

421 S Howes Street UNIT 304, Fort Collins, CO 80521

1
1
613 sqft
PITI Monthly
$895.88 /mo

Listing courtesy of: Denise Loree Staab, Group Mulberry

Assumed Rate

7.38%
7.15%

Principal & Interest

$559 /mo
$547 /mo

What's Special

LOCATION
SPACIOUS
GAME ROOM
PATIO
CHARMING
COZY

This charming condo is located just steps away from the CSU campus and is perfectly priced for first-time buyers or anyone looking to own a slice of the vibrant Old Town area. The cozy one-bedroom unit is situated in a secure, well-maintained building offering a host of amenities. With an inviting indoor saltwater pool, high-end Peloton fitness equipment, and a spacious party room, you'll never want to leave-especially when the weather turns bad. The unit features plush, brand-new carpet and elegant wooden doors that open onto a generously-sized patio, offering a view of the outdoor saltwater pool. The HOA takes care of nearly everything, covering gas, water, high-speed internet, and exterior maintenance. The extensive amenities include two pools, a pickleball court, covered parking, a hot tub, spa, extra storage, a bike corral, a game room, and even a guest apartment for short-term visitors. With its prime location, awesome features, and stress-free maintenance, this condo provides an unbeatable opportunity for comfortable, convenient living. Why rent when you can own such a perfectly situated, amenity-packed home?

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.38
Remaining Loan Term
6 years, 2 months
Monthly PITI
$895.88/mo
Estimated Loan Balance
$35,930
Cash to close
$213,749
Interest Paid
$112,174

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 1
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Concrete
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces:
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Private

Construction

Type & Style
  • Stories:
  • Home type: Condominium
  • Architectural Style: Contemporary
Materials
  • Concrete
  • Roof: Composition
Condition
  • Year Built: 1965
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Park Lane Towers Condo
  • Features: Accessible Approach with Ramp
HOA
  • Has HOA: Yes
  • HOA Name: Park Lane Towers
  • HOA Amenities: Unknown
  • HOA Fee: $524.16
  • HOA Frequency: $Monthly
Location
  • Region: Fort Collins

Financial Details

  • Price per Sqft: $406.2
  • Tax Annual Amount: $1552
  • On Market Date: 2024-10-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $213,749 (86%)
You can enter any amount below - secondary financing will cover the difference if needed.
86%
$

You cover the entire equity of $213,749!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.38% Sellers Rate
$35,251
Your Cash:$213,749
Total Purchase Price:$249,000

Assumed vs Traditional Mortgage

Assumed @ 7.38%
$559/mo
Traditional @ 7.5%
$567/mo
You save $8/month ($93/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1020290

Listing From: recolorado

Last updated: 2025-01-07T13:12:23.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.38%
7.15%

Principal & Interest

$559 /mo
$547 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $213,749 (86%)
You can enter any amount below - secondary financing will cover the difference if needed.
86%
$

You cover the entire equity of $213,749!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.38% Sellers Rate
$35,251
Your Cash:$213,749
Total Purchase Price:$249,000

Assumed vs Traditional Mortgage

Assumed @ 7.38%
$559/mo
Traditional @ 7.5%
$567/mo
You save $8/month ($93/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.