Laura Jewett

Laura Jewett

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Closed

$345,000

($279,499 down)
FHA

4218 W IRWIN Avenue, Phoenix, AZ 85041

3
3
1,519 sqft
PITI Monthly
$885.36 /mo

Listing courtesy of: Kelley Norton, eXp Realty

Assumed Rate

5.5%
7.15%

Principal & Interest

$549 /mo
$653 /mo

What's Special

Amazing price on this updated home. The home has lovely updates, but still needs a little bit of cosmetic handiwork. Two year old kitchen remodel featuring new cabinetry, new quartz counters, farmhouse sink, beautiful box style pendant lights, quad door stainless steel refrigerator, tile flooring. Primary bathroom has been updated. New exterior paint in 2022. With Interior Paint and Carpet and a little bit of handiwork, this is a gem. HURRY!!!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.5
Remaining Loan Term
13 years, 9 months
Monthly PITI
$885.36/mo
Estimated Loan Balance
$76,956
Cash to close
$279,499
Interest Paid
$73,845

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Unknown
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder: Trend Homes

Community & HOA

Community
  • Subdivision: ARLINGTON ESTATES PHASE 2
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Arlington Estates
  • HOA Amenities: Unknown
  • HOA Fee: $80
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $227.12
  • Tax Annual Amount: $1412
  • On Market Date: 2024-08-23T22:50:05.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $279,499 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$

You cover the entire equity of $279,499!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.5% Sellers Rate
$65,501
Your Cash:$279,499
Total Purchase Price:$345,000

Assumed vs Traditional Mortgage

Assumed @ 5.5%
$549/mo
Traditional @ 7.5%
$678/mo
You save $128/month ($1,541/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6747982

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-09-18T16:46:15.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.5%
7.15%

Principal & Interest

$549 /mo
$653 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $279,499 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$

You cover the entire equity of $279,499!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.5% Sellers Rate
$65,501
Your Cash:$279,499
Total Purchase Price:$345,000

Assumed vs Traditional Mortgage

Assumed @ 5.5%
$549/mo
Traditional @ 7.5%
$678/mo
You save $128/month ($1,541/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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