Laura Jewett

Laura Jewett

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Closed

$585,000

($295,098 down)
FHA

42144 Veneto Drive, Temecula, CA 92591

4
3
1,985 sqft
PITI Monthly
$2,002.51 /mo

Listing courtesy of: Katie Gammill, Coldwell Banker Assoc.Brkr-Mur

Assumed Rate

3.9%
7.15%

Principal & Interest

$1,596 /mo
$2,286 /mo

What's Special

GATED COMMUNITY
SHOPPING
ENTERTAINMENT
SPACIOUS
MOVE-IN READY
BREAKFAST NOOK
FIREPLACE
WALK-IN CLOSET
HOME OFFICE
PLAYGROUND
CHARMING
COZY

Welcome to this beautifully maintained four-bedroom, 2 1/2-bathroom home in the highly sought-after gated community of Sycamore Creek, centrally located in Temecula. This charming residence boasts a spacious and functional floor plan, with a formal living room and an inviting family room featuring a cozy gas fireplace. The kitchen offers an island counter with seating, a breakfast nook, and ample storage space – perfect for family gatherings or entertaining guests. Upstairs you’ll find a convenient laundry room and a built-in desk area ideal for a home office or study space. New carpet throughout the home adds a fresh touch, new fencing, and the recently replaced HVAC system and hot water heater provide peace of mind for years to come. The expansive primary suite offers a tranquil retreat, complete with a large walk-in closet, ensuring plenty of storage space. The low-maintenance backyard is perfect for relaxing or outdoor entertainment and the front yard is maintained by the HOA, The Sycamore Creek community enhances this property with fantastic amenities including front yard maintenance a sparkling pool, plentiful guest parking, and a playground for the little ones. Central to the 15 freeway, shopping, schools, hospitals, Temecula Valley wineries, don’t miss the opportunity to own this move-in ready home in the heart of Temecula!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.9
Remaining Loan Term
22 years, 9 months
Monthly PITI
$2,002.51/mo
Estimated Loan Balance
$309,547
Cash to close
$295,098
Interest Paid
$89,053

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StormDrains, StreetLights, Sidewalks, Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Sycamore Creek
  • HOA Amenities: Unknown
  • HOA Fee: $150
  • HOA Frequency: $Monthly
Location
  • Region: Temecula

Financial Details

  • Price per Sqft: $294.71
  • Tax Annual Amount: $7312.5
  • On Market Date: 2025-01-13T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $295,098 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $295,098!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.9% Sellers Rate
$289,902
Your Cash:$295,098
Total Purchase Price:$585,000

Assumed vs Traditional Mortgage

Assumed @ 3.9%
$1,596/mo
Traditional @ 7.5%
$2,371/mo
You save $775/month ($9,296/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24253633

Listing From:

Last updated: 2025-03-12T22:07:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.9%
7.15%

Principal & Interest

$1,596 /mo
$2,286 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $295,098 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $295,098!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.9% Sellers Rate
$289,902
Your Cash:$295,098
Total Purchase Price:$585,000

Assumed vs Traditional Mortgage

Assumed @ 3.9%
$1,596/mo
Traditional @ 7.5%
$2,371/mo
You save $775/month ($9,296/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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