Laura Jewett

Laura Jewett

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$1,498,000

($1,076,570 down)
VA

4212 Gettysburg Street, Ventura, CA 93003

5
3
2,839 sqft
PITI Monthly
$3,749.63 /mo

Listing courtesy of: Tracy Greenfield, RE/MAX Gold Coast REALTORS

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,889 /mo
$3,093 /mo

What's Special

DINING
FIREPLACE
VAULTED CEILINGS
CUL-DE-SAC
CHARMING

Seller has a $600K assumable VA at 2.1% on this spectacular 5 bedroom, 3 bath, home, nestled above Ventura College, at the end of gorgeous Gettysburg Street in a very child friendly cul-de-sac. In addition to enjoying the perks of no backyard neighbors, this wonderful home is situated on an elevated lot, which provides extra noise reduction from Loma Vista (only 2 lanes here, not 4). Spend time in the private jacuzzi while taking in the natural beauty of this gorgeous Ventura gem in a highly sought-after neighborhood. This 2,839 square foot home features a kitchen with new quartz countertops, professional grade appliances, and an abundance of storage. Skylights adorn the extra vaulted ceilings in the living room, and the dining room's dual sided fireplace and built-in bar are sure to make for great entertaining in this bright and airy home. The homes' four bedrooms- including one ensuite with an amazing spa like shower- are all conveniently located on the ground floor, with an added bonus bedroom on the second level. Seller has a JADU conversion design by adding closet and bathroom in attic, next to fifth bedroom. Side door with enclosed stairwell completes separate entrance. Ask about the 2-bedroom 1 bath ADU design as well! The exterior of this lovely home was recently repainted, new vinyl windows were recently installed, and plumbing fixtures have been updated! Come imagine the possibilities in this peaceful and charming home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
26 years, 4 months
Monthly PITI
$3,749.63/mo
Estimated Loan Balance
$426,757
Cash to close
$1,076,570
Interest Paid
$45,659

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: DiningRoom, GasStarter, LivingRoom, MultiSided, SeeThrough, WoodBurning
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1964
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StormDrains, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Ventura

Financial Details

  • Price per Sqft: $527.65
  • Tax Annual Amount: $18725
  • On Market Date: 2025-02-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,076,570 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $1,076,570!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$421,430
Your Cash:$1,076,570
Total Purchase Price:$1,498,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,889/mo
Traditional @ 7.5%
$3,209/mo
You save $1,319/month ($15,834/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-28198

Listing From:

Last updated: 2025-04-03T03:04:08.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,889 /mo
$3,093 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,076,570 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $1,076,570!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$421,430
Your Cash:$1,076,570
Total Purchase Price:$1,498,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,889/mo
Traditional @ 7.5%
$3,209/mo
You save $1,319/month ($15,834/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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