Laura Jewett

Laura Jewett

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Pending

$675,000

($394,917 down)
VA

42101 Orange Blossom Drive, Temecula, CA 92591

3
3
1,442 sqft
PITI Monthly
$2,220.03 /mo

Listing courtesy of: Irene Gutierrez-Ramos, Patriot Pacific Financial Corp.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,350 /mo
$2,101 /mo

What's Special

GATED COMMUNITY
SHOPPING
DINING
SPACIOUS
MODERN
FIREPLACE
CLUBHOUSE
PLAYGROUND
SOLAR PANELS
LOW HOA FEES

Stunning 3-Bed, 2.5 Bath Home in the Laurel Creek Gated Community – with low Solar Payment, HOA & Taxes! Welcome to this beautifully maintained three-bedroom, 2.5 bath home in the desirable Laurel Creek gated community This home features an inviting floor plan designed for modern living, with a high living room vaulted ceiling and lots of natural welcoming light. Upstairs, you'll find three spacious bedrooms, including a high ceiling primary suite with walk in closet overseeing the mountains. Enjoy energy efficiency with solar panels. The stylish kitchen boasts modern appliances, updated counters, and plenty of storage. Step outside to a minimal maintained backyard with turf and pebbled fireplace, ideal for relaxing or entertaining. Located in the Temecula Unified School District and close to the freeway, this home is also just minutes from Promenade Mall, Costco shopping, dining, and minutes from Temecula Wineries & Downtown Temecula. The gated community features playgrounds, a pool, BBQ area, Picnic Tables, Clubhouse, with security patrol at night, low HOA fees, and low taxes.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.23
Remaining Loan Term
25 years, 3 months
Monthly PITI
$2,220.03/mo
Estimated Loan Balance
$439,797
Cash to close
$394,917
Interest Paid
$45,406

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Vinyl
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2000
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Park, StreetLights, Sidewalks, Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Laurel Creek Association
  • HOA Amenities: Unknown
  • HOA Fee: $110
  • HOA Frequency: $Monthly
Location
  • Region: Temecula

Financial Details

  • Price per Sqft: $468.1
  • Tax Annual Amount: $8437.5
  • On Market Date: 2025-03-07T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $394,917 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $394,917!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$280,083
Your Cash:$394,917
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,350/mo
Traditional @ 7.5%
$2,179/mo
You save $829/month ($9,946/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25047085

Listing From:

Last updated: 2025-03-25T00:21:39.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,350 /mo
$2,101 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $394,917 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $394,917!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$280,083
Your Cash:$394,917
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,350/mo
Traditional @ 7.5%
$2,179/mo
You save $829/month ($9,946/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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