Laura Jewett

Laura Jewett

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Closed

$1,475,000

($653,469 down)
VA

420 White Birch Drive, Bonita, CA 91902

5
3
2,818 sqft
PITI Monthly
$3,964.73 /mo

Listing courtesy of: Aaron Anderson, United Real Estate San Diego

Assumed Rate

3%
7.15%

Principal & Interest

$3,748 /mo
$6,004 /mo

What's Special

LOCATION
SERENE
DINING
SPACIOUS
LUXURY
SOAKING TUB
SEPARATE SHOWER
HOME OFFICE
PATIO
BALCONY
LANDSCAPED
CUL-DE-SAC

Welcome to this stunning two-story home in Bonita, perfectly situated on an expansive 0.65-acre premium lot in a peaceful cul-de-sac. The exterior features a resort-like backyard oasis, ideal for entertaining or relaxing. The highlight of this outdoor retreat includes a gorgeous swimming pool with a slide and spa, an outdoor BBQ area, and a built-in bar perfect for gatherings with friends and family. The property offers RV/boat parking, a three-car garage with an EV hookup, and a fully-paid solar system for energy efficiency. The outdoor space also features a spacious enclosed patio room, not included in the square footage, providing a versatile area for year-round enjoyment. The large yard is fully landscaped, offering privacy with natural beauty surrounding the home. Inside, the home opens to a grand entryway with soaring ceilings and a curved staircase leading to the second level. The formal living and dining rooms feature plenty of natural light and provide a sophisticated space for hosting. The open-concept kitchen and family room offer a warm and inviting space for daily living, with ample room for gatherings. The large kitchen is designed for both function and style, perfect for the home chef. Upstairs, the primary bedroom is a retreat in itself, with direct access to a private balcony overlooking the serene backyard. The ensuite bathroom offers both luxury and comfort with a soaking tub and separate shower. Additional bedrooms are generously sized, providing flexibility for family, guests, or even a home office. With paid-off solar, energy efficiency, and privacy in a prime location, this home offers the perfect balance of indoor luxury and outdoor fun. Don’t miss the opportunity to make this Bonita gem your own!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3
Remaining Loan Term
26 years, 1 months
Monthly PITI
$3,964.73/mo
Estimated Loan Balance
$828,265
Cash to close
$653,469
Interest Paid
$100,176

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: Fenced, InGround, Private, Waterfall

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Golf, Hiking, HorseTrails, Suburban, Sidewalks, Valley, Park
HOA
  • Has HOA: No
Location
  • Region: Bonita

Financial Details

  • Price per Sqft: $523.42
  • Tax Annual Amount: $
  • On Market Date: 2024-10-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $653,469 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $653,469!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3% Sellers Rate
$821,531
Your Cash$653,469
Total Purchase Price:$1,475,000

Assumed vs Traditional Mortgage

Assumed @ 3%
$3,748/mo
Traditional @ 7.5%
$6,228/mo
You save $2,480/month ($29,762/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2406526

Listing From:

Last updated: 2024-12-05T05:20:48.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3%
7.15%

Principal & Interest

$3,748 /mo
$6,004 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $653,469 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $653,469!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3% Sellers Rate
$821,531
Your Cash$653,469
Total Purchase Price:$1,475,000

Assumed vs Traditional Mortgage

Assumed @ 3%
$3,748/mo
Traditional @ 7.5%
$6,228/mo
You save $2,480/month ($29,762/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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