Laura Jewett

Laura Jewett

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Pending

$999,999

($430,995 down)
VA

4205 E PEAK VIEW Road, Cave Creek, AZ 85331

4
2
3,246 sqft
PITI Monthly
$2,865.55 /mo

Listing courtesy of: Carin S Nguyen, Real Broker

Assumed Rate

2.25%
7.15%

Principal & Interest

$2,405 /mo
$4,249 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MOVE-IN READY
VAULTED CEILINGS
NO HOA

Exclusive 4-bed, 3,246 sqft ranch on 1.26 acres with solar power. Located on a stunning desert lot with no HOA, this property offers endless possibilities—perfect for horses, a barndominium, or future expansions. The interior boasts vaulted ceilings, skylights, & spacious bedrooms designed for comfort & privacy. A 14.8 kW solar system (fully paid off) with 40 high-efficiency panels, installed in 2021, significantly reduces utility costs while offering ''free fuel'' for EVs. A 400-amp electrical panel supports current & future needs, with 200 amps dedicated to the home & 200 amps for the garage—perfect for EV chargers or other upgrades. Enjoy breathtaking views, ample outdoor space for entertaining, gardening, or building your dream retreatall while benefiting from no HOA restrictions. Conveniently located near shopping, dining, & freeways for easy access to town. This move-in ready, future-proofed home combines sustainability, flexibility, & smart financial benefits. Don't miss out!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.25
Remaining Loan Term
25 years, 11 months
Monthly PITI
$2,865.55/mo
Estimated Loan Balance
$580,135
Cash to close
$430,995
Interest Paid
$55,020

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Wood Frame, Painted, Slump Block, Spray Foam Insulation
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile, Concrete

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2.5
  • Carport: Yes
  • Carport Spaces: 2.5
Water
  • Sewer: Septic Tank
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Wood Frame, Painted, Slump Block, Spray Foam Insulation
  • Roof: Composition
Condition
  • Year Built: 1977
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: Meets and Bounds
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Cave Creek

Financial Details

  • Price per Sqft: $308.07
  • Tax Annual Amount: $2928
  • On Market Date: 2025-01-13T20:10:06.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $430,995 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $430,995!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.25% Sellers Rate
$569,004
Your Cash$430,995
Total Purchase Price:$999,999

Assumed vs Traditional Mortgage

Assumed @ 2.25%
$2,405/mo
Traditional @ 7.5%
$4,408/mo
You save $2,003/month ($24,034/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6803425

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-27T22:30:45.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.25%
7.15%

Principal & Interest

$2,405 /mo
$4,249 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $430,995 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $430,995!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.25% Sellers Rate
$569,004
Your Cash$430,995
Total Purchase Price:$999,999

Assumed vs Traditional Mortgage

Assumed @ 2.25%
$2,405/mo
Traditional @ 7.5%
$4,408/mo
You save $2,003/month ($24,034/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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