Laura Jewett

Laura Jewett

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Closed

$749,900

($147,256 down)
VA

42055 Avenida Vista Ladera, Temecula, CA 92591

4
3
2,343 sqft
PITI Monthly
$2,873.68 /mo

Listing courtesy of: Jeffrey Liao, Compass California III, Inc. dba Compass

Assumed Rate

2.76%
7.15%

Principal & Interest

$2,657 /mo
$4,390 /mo

What's Special

OPEN CONCEPT
SHOPPING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
CHARMING
NO HOA

Welcome to 42055 Avenida Vista Ladera. This single-family home is a charming four bedroom, two and a half bath home located in the heart of Temecula. This home has been beautifully updated and offers 2,343 square feet of living space. With an open concept design and valued ceilings as you enter the home, you will be delighted by all the natural light this home has to offer. layout, you can enjoy. The kitchen provides stainless steel appliances, recessed lighting, granite countertops and a picturesque window overlooking the spacious backyard. Upstairs, the large primary suite offers a tranquil retreat with an ensuite bath and ample closet space.The expansive backyard is perfect for entertaining, gardening, or simply enjoying Southern California's beautiful weather. Located near top-rated schools, shopping, and major freeways, this home offers convenience and community. With no HOA fees and low property taxes, it’s an excellent opportunity to own in one of Temecula’s sought-after neighborhoods.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.76
Remaining Loan Term
26 years, 6 months
Monthly PITI
$2,873.68/mo
Estimated Loan Balance
$603,912
Cash to close
$147,256
Interest Paid
$60,417

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, PrimaryBedroom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial, Privacy
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Temecula
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Temecula

Financial Details

  • Price per Sqft: $320.06
  • Tax Annual Amount: $9373.75
  • On Market Date: 2025-01-03T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $147,256 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $147,256!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$602,644
Your Cash$147,256
Total Purchase Price:$749,900

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$2,657/mo
Traditional @ 7.5%
$4,554/mo
You save $1,897/month ($22,761/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250000230SD

Listing From:

Last updated: 2025-02-12T22:23:19.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.76%
7.15%

Principal & Interest

$2,657 /mo
$4,390 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $147,256 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $147,256!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$602,644
Your Cash$147,256
Total Purchase Price:$749,900

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$2,657/mo
Traditional @ 7.5%
$4,554/mo
You save $1,897/month ($22,761/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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