Laura Jewett

Laura Jewett

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Closed

$690,000

($282,409 down)
FHA

4202 Mission Ranch Way, Oceanside, CA 92057

2
3
1,283 sqft
PITI Monthly
$2,748.37 /mo

Listing courtesy of: Joseph Arendsen, Compass

Assumed Rate

4.37%
7.15%

Principal & Interest

$2,261 /mo
$3,060 /mo

What's Special

SHOPPING
SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
BALCONY

Discover this inviting 3-story townhome in Mission Lane, beautifully situated with an open street view that floods the home with natural light! This newer construction home has so much to offer. Throughout the residence, you'll find beautiful updated LVP flooring and polished design. The main floor showcases an open living area with a sleek kitchen, complete with stainless steel appliances and plenty of storage. Step out onto your private balcony to enjoy community views. Upstairs, two spacious bedrooms await, each with its own en-suite bath and walk-in closet. You'll appreciate the convenience of in-unit laundry, central air, and an attached 2-car garage. The community features great amenities including a tot lot, bocce ball courts, BBQ area, and a refreshing pool and spa. Multiple walking paths for dogs and parks throughout the community provide ample space to enjoy with your family. Located just minutes from Oceanside's beautiful beaches, downtown area, shopping, parks, and major highways, this townhome puts the best of coastal living at your fingertips. Experience the comfort and style of this newer build in Oceanside!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.37
Remaining Loan Term
24 years, 0 months
Monthly PITI
$2,748.37/mo
Estimated Loan Balance
$409,903
Cash to close
$282,409
Interest Paid
$112,594

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, SeeRemarks
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 3
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2019
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Mission Lane Owners Assoc
  • HOA Amenities: Unknown
  • HOA Fee: $283
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $537.8
  • Tax Annual Amount: $
  • On Market Date: 2024-10-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $282,409 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $282,409!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.37% Sellers Rate
$407,591
Your Cash$282,409
Total Purchase Price:$690,000

Assumed vs Traditional Mortgage

Assumed @ 4.37%
$2,261/mo
Traditional @ 7.5%
$3,174/mo
You save $913/month ($10,960/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240023361SD

Listing From:

Last updated: 2024-12-05T05:22:21.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.37%
7.15%

Principal & Interest

$2,261 /mo
$3,060 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $282,409 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $282,409!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.37% Sellers Rate
$407,591
Your Cash$282,409
Total Purchase Price:$690,000

Assumed vs Traditional Mortgage

Assumed @ 4.37%
$2,261/mo
Traditional @ 7.5%
$3,174/mo
You save $913/month ($10,960/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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