Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$730,000

($199,683 down)
FHA

41 Teloma Drive, Ventura, CA 93003

3
2
1,365 sqft
PITI Monthly
$4,013.57 /mo

Listing courtesy of: Jose Morales, eXp Realty of California, Inc

Assumed Rate

6.64%
7.15%

Principal & Interest

$3,419 /mo
$3,601 /mo

What's Special

INVESTORS
SHOPPING
SPACIOUS
FIREPLACE
CHARMING
COZY

This property is a charming residence that showcases plenty of potential!The single-level home features 3 bedrooms, 1.5 baths, a vast sunroom that opens to a spacious backyard -- perfect for outdoor activities or gardening.The cozy interior boasts two wood burning fireplaces, new vinyl plank flooring, and a fresh coat of paint throughout. It also has a separate laundry room and 2 car-garage. Additional space for RV parking is found on the north side of the house. This home also offers various fruit trees including avocado, apple, plum/nectarine hybrid, lemon, lime, and grapefruit. It does need a little TLC, including some foundational issues, and will be a fantastic opportunity for investors or anyone looking to customize their dream space. Located in a desirable neighborhood, this property is close to schools (elementary, middle school, high schools, community college, and private), shopping centers, the mall, hospitals and medical offices, large parks, and the 126 and 101 freeways, making it convenient for everyday living. Don't miss the chance to make this house your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.64
Remaining Loan Term
28 years, 11 months
Monthly PITI
$4,013.57/mo
Estimated Loan Balance
$533,170
Cash to close
$199,683
Interest Paid
$38,146

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Den, FamilyRoom, SeeRemarks, WoodBurning
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights
HOA
  • Has HOA: No
Location
  • Region: Ventura

Financial Details

  • Price per Sqft: $534.8
  • Tax Annual Amount: $9125
  • On Market Date: 2024-09-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $199,683 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $199,683!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.64% Sellers Rate
$530,317
Your Cash$199,683
Total Purchase Price:$730,000

Assumed vs Traditional Mortgage

Assumed @ 6.64%
$3,419/mo
Traditional @ 7.5%
$3,735/mo
You save $316/month ($3,793/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-25559

Listing From:

Last updated: 2025-03-04T20:55:45.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.64%
7.15%

Principal & Interest

$3,419 /mo
$3,601 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $199,683 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $199,683!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.64% Sellers Rate
$530,317
Your Cash$199,683
Total Purchase Price:$730,000

Assumed vs Traditional Mortgage

Assumed @ 6.64%
$3,419/mo
Traditional @ 7.5%
$3,735/mo
You save $316/month ($3,793/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.