Laura Jewett

Laura Jewett

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$600,000

($135,980 down)
FHA

4196 Chase Street, Denver, CO 80212

3
1
1,052 sqft
PITI Monthly
$2,808.63 /mo

Listing courtesy of: Shelley Holloway, Berkshire Hathaway HomeServices Colorado Real Estate, LLC

Assumed Rate

2.625%
7.15%

Principal & Interest

$2,031 /mo
$3,415 /mo

What's Special

DINING
SPACIOUS
MODERN
HARDWOOD FLOORS

Step into the warmth and character of this beautifully updated 3-bedroom, 1-bath home, perfectly blending vintage charm with modern comfort. Original hardwood floors flow throughout the open-concept living and dining areas, creating a welcoming space for gatherings. The spacious kitchen is a true standout, featuring unique touches that add personality and charm, along with ample storage and prep space for all your culinary needs. The updated bathroom exudes elegance while maintaining the home's classic appeal. All plumbing in the home was replaced in 2022. Enjoy outdoor living in the large backyard—ideal for entertaining, gardening, or relaxing under the stars. With plenty of room to build a larger garage or an ADU, the possibilities are endless! Nestled on a desirable corner lot, this home offers both privacy and convenience, with easy access to local shops, dining, and dog parks. Don’t miss your chance to own this delightful gem only a 15 minute walk from Tennyson. Discover this incredible opportunity to own a home in Denver with an assumable FHA loan—take advantage of a low-interest rate and save thousands compared to today’s rates!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.625
Remaining Loan Term
26 years, 5 months
Monthly PITI
$2,808.63/mo
Estimated Loan Balance
$468,476
Cash to close
$135,980
Interest Paid
$45,682

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Air Conditioning-Room
  • Heating: Forced Air
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Concrete, Tile, Wood

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Cottage
Materials
  • Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1937
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Columbia Heights
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Denver

Financial Details

  • Price per Sqft: $570.34
  • Tax Annual Amount: $3033
  • On Market Date: 2025-03-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $135,980 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $135,980!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.625% Sellers Rate
$464,020
Your Cash$135,980
Total Purchase Price:$600,000

Assumed vs Traditional Mortgage

Assumed @ 2.625%
$2,031/mo
Traditional @ 7.5%
$3,901/mo
You save $1,870/month ($22,438/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2100512

Listing From: recolorado

Last updated: 2025-03-30T19:05:27.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.625%
7.15%

Principal & Interest

$2,031 /mo
$3,415 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $135,980 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $135,980!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.625% Sellers Rate
$464,020
Your Cash$135,980
Total Purchase Price:$600,000

Assumed vs Traditional Mortgage

Assumed @ 2.625%
$2,031/mo
Traditional @ 7.5%
$3,901/mo
You save $1,870/month ($22,438/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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