Laura Jewett

Laura Jewett

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$849,900

($100,078 down)
FHA

41902 Montallegro Street, Lancaster, CA 93536

5
2
3,124 sqft
PITI Monthly
$6,213.06 /mo

Listing courtesy of: Christie Limpus, Berkshire Hathaway HomeServices Troth, Realtors

Assumed Rate

6.5%
7.15%

Principal & Interest

$4,766 /mo
$5,092 /mo

What's Special

DINING
SPACIOUS
MODERN
HIGH-END FINISHES
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
SEPARATE SHOWER
PATIO

This Stunning Single-Story Home Blends Modern Elegance with Timeless Charm, Featuring an Open & Airy Layout, High-End Finishes, & Expansive Living Spaces Designed for Both Comfort & Entertaining. This Gorgeous Home is Located in the Prestigious Gated Portofino Estates Community. This Home Boasts Stainless-Steel Appliances & Stylish Flooring Throughout. Designed for Both Comfort & Functionality, the Open Floor Plan Offers Five Spacious Bedrooms & Three Full Bathrooms. The Expansive Kitchen Features Granite Countertops, Stainless Steel Appliances, Double Oven, a Large Pantry, a Center Island with a Breakfast Bar, & Abundant Cabinetry, Seamlessly Connecting to the Spacious Family Room. A Wide Hallway Enhances the Home's Custom Appeal, Leading to a Formal Dining Room, a Formal Living Room with a Tiled Fireplace, & a Family Room with an Additional Fireplace, along with a Third Fireplace in the Primary Suite. Situated on an Impressive 14,023 Square-Foot Lot, this Property Provides Ample Space for RV Access, a Covered Wrap-Around Patio that is Perfect for Outdoor Entertaining, Summer BBQs, or Simply Unwinding. The Primary Suite Serves as a Private Retreat Featuring a Spacious Walk-In Closet, Dual Sinks, a Luxurious Oval Soaking Jacuzzi Tub, & a Separate Shower. Additional Highlights Include Paid Solar, a Large Laundry Room with a Sink & Extensive Cabinetry, a Three-Car Garage, & a Ton of Parking Space for Extra Vehicles or Recreational Toys. With a Durable Tile Roof & Updated Light Fixtures, this Beautifully Upgraded Home Offers the Perfect Blend of Style, Space, & Modern Convenience in a Highly Desirable Neighborhood.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.5
Remaining Loan Term
29 years, 6 months
Monthly PITI
$6,213.06/mo
Estimated Loan Balance
$751,911
Cash to close
$100,078
Interest Paid
$24,448

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, LivingRoom, PrimaryBedroom
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block, WroughtIron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights
HOA
  • Has HOA: Yes
  • HOA Name: Portofino Association
  • HOA Amenities: Unknown
  • HOA Fee: $119
  • HOA Frequency: $Monthly
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $272.06
  • Tax Annual Amount: $10623.8
  • On Market Date: 2025-03-23T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $100,078 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $100,078!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.5% Sellers Rate
$749,822
Your Cash$100,078
Total Purchase Price:$849,900

Assumed vs Traditional Mortgage

Assumed @ 6.5%
$4,766/mo
Traditional @ 7.5%
$5,282/mo
You save $517/month ($6,199/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25063640

Listing From:

Last updated: 2025-03-27T14:05:45.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.5%
7.15%

Principal & Interest

$4,766 /mo
$5,092 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $100,078 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $100,078!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.5% Sellers Rate
$749,822
Your Cash$100,078
Total Purchase Price:$849,900

Assumed vs Traditional Mortgage

Assumed @ 6.5%
$4,766/mo
Traditional @ 7.5%
$5,282/mo
You save $517/month ($6,199/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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