Laura Jewett

Laura Jewett

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Pending

$609,000

($71,833 down)
FHA

4172 Landis St, San Diego, CA 92105

2
1
504 sqft
PITI Monthly
$4,442.16 /mo

Listing courtesy of: Jaymie Santiago, Palisade Realty Inc

Assumed Rate

6.26%
7.15%

Principal & Interest

$3,389 /mo
$3,714 /mo

What's Special

INVESTORS
LOCATION
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MOVE-IN READY
MODERN
PUBLIC TRANSPORTATION
CHARMING
EFFICIENT
NO HOA
AFFORDABLE

FIRST TIME HOMEBUYERS & INVESTORS...Don’t miss this rare opportunity to own a charming and affordable 2-bedroom, 1-bath SINGLE-FAMILY home on a nearly 2500 square foot lot in the heart of San Diego—No HOA! Enjoy a spacious, low-maintenance yard with turf and a privacy fence, plus private 2-car parking. Inside, modern updates make the space move-in ready, while mini-split systems provide efficient heating and cooling, and all plumbing was upgraded in 2023 for peace of mind. Commuting is easy with quick access to freeways and public transportation. Enjoy nearby parks and the Landis Bikeway, connecting you to North Park and beyond. Located just minutes from North Park, Balboa Park, and Downtown San Diego, you’ll have endless dining, shopping, and entertainment options at your fingertips. Plus, you’re only 15 minutes from Ocean Beach and Mission Beach! Don’t miss this chance to own a home in a prime location!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.26
Remaining Loan Term
28 years, 0 months
Monthly PITI
$4,442.16/mo
Estimated Loan Balance
$538,332
Cash to close
$71,833
Interest Paid
$68,063

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Electric, SeeRemarks, Zoned
  • Heating: Electric, SeeRemarks, Zoned
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • WoodSiding
  • Roof: Composition
Condition
  • Year Built: 1938
Details
  • Builder:

Community & HOA

Community
  • Subdivision: City Heights
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $1,208.33
  • Tax Annual Amount: $7612.5
  • On Market Date: 2025-03-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $71,833 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $71,833!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$537,167
Your Cash$71,833
Total Purchase Price:$609,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$3,389/mo
Traditional @ 7.5%
$3,852/mo
You save $463/month ($5,557/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250020838SD

Listing From:

Last updated: 2025-03-24T15:51:58.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$3,389 /mo
$3,714 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $71,833 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $71,833!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$537,167
Your Cash$71,833
Total Purchase Price:$609,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$3,389/mo
Traditional @ 7.5%
$3,852/mo
You save $463/month ($5,557/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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