Laura Jewett

Laura Jewett

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$450,000

($17,490 down)
VA

4160 Cherokee Road, Oroville, CA 95965

3
2
2,016 sqft
PITI Monthly
$3,451 /mo

Listing courtesy of: Troy Davis, Action Realty

Assumed Rate

6.81%
7.15%

Principal & Interest

$2,832 /mo
$2,931 /mo

What's Special

LOCATION
DINING
SPACIOUS
MODERN
WALK-IN CLOSET
PATIO

Experience breathtaking panoramic views from this incredible 3-bedroom, 2-bath home situated on over 32 acres of land spread across three separate parcels. Built in 2005, this spacious 1,920 sq. ft. home features a well-designed split-bedroom floor plan that offers both comfort and privacy. The inviting interior includes a generous living room filled with natural light, a dedicated office area with a convenient computer station, and a bright dining space perfect for gathering with family and friends. The well-appointed kitchen boasts a double basin sink, a gas range, a spacious kitchen island, a dishwasher, a microwave, recessed lighting, a pantry for extra storage, and a sliding door that leads to the patio area, creating a seamless indoor-outdoor living experience. The private primary suite includes a walk-in closet, dual sinks, a luxurious soaker tub, and a walk-in shower, providing a relaxing retreat. The two guest bedrooms are well-sized and share a well-appointed bathroom with a shower/tub combo and a solar tube that adds natural light. Recent updates include brand-new carpet and fresh interior paint, adding a refreshed and modern touch to the home. The expansive outdoor space features a water well with storage tanks, hickory shed, 40 foot storage container, standby generator, underground PGE lines, making it an excellent opportunity for those looking to raise livestock or explore the potential for farming. The vast acreage offers endless possibilities, whether you envision a working ranch, an agricultural venture, or simply a private sanctuary surrounded by nature. The surrounding community provides access to an abundance of outdoor recreation, including nearby lakes, river, and mountains, making it a perfect location for nature enthusiasts. Enjoy horseback riding on scenic trails, fishing in local waterways, or engaging in various water sports. Biking and hiking trails are also available, offering an active outdoor lifestyle right at your doorstep. This unique property blends tranquility, functionality, and natural beauty, making it a rare find in today’s market. Whether you are looking for a peaceful retreat, a place to cultivate a farm, or a home with plenty of space for animals, this property has it all. Don’t miss out on this exceptional opportunity to own a piece of land with spectacular views, ample acreage, and endless potential. Come see it for yourself and explore all the possibilities that await in this one-of-a-kind setting.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.81
Remaining Loan Term
29 years, 8 months
Monthly PITI
$3,451/mo
Estimated Loan Balance
$433,631
Cash to close
$17,490
Interest Paid
$9,839

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Propane
Features
  • Materials: Hardboard
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Wire
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Private, Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: ManufacturedOnLand
  • Architectural Style: Unknown
Materials
  • Hardboard
  • Roof: Composition
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Foothills, Fishing, Hiking, HorseTrails, Hunting, Lake, Mountainous, Rural, WaterSports
HOA
  • Has HOA: No
Location
  • Region: Oroville

Financial Details

  • Price per Sqft: $223.21
  • Tax Annual Amount: $5625
  • On Market Date: 2025-03-07T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $17,490 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $17,490!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$432,510
Your Cash$17,490
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$2,832/mo
Traditional @ 7.5%
$3,041/mo
You save $208/month ($2,499/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PA25049288

Listing From:

Last updated: 2025-04-02T12:58:23.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$2,832 /mo
$2,931 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $17,490 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $17,490!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$432,510
Your Cash$17,490
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$2,832/mo
Traditional @ 7.5%
$3,041/mo
You save $208/month ($2,499/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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