Laura Jewett

Laura Jewett

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Closed

$300,000

($119,740 down)
FHA

415 N Pearl Street, River Falls, WI 54022

4
2
1,568 sqft
PITI Monthly
$1,596.42 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

3.97%
7.15%

Principal & Interest

$995 /mo
$1,413 /mo

What's Special

LOCATION
HARDWOOD FLOORS
FIREPLACE
COZY

This beautifully updated 4 bed/2 bath home immediately impresses with its vibrant front porch. The large detailed trim work and natural hardwood floors give off a warm, welcoming feeling. The cozy ambiance is enhanced by a fireplace in the large living room. Natural light fills the home, creating a cheerful atmosphere and showcasing the outdoor landscape. The kitchen features all-new appliances and a huge window overlooking the backyard. The kitchen door leads to a gardening shed, an oversized 2-car garage, and a firepit area. The light and bright gardening shed/greenhouse is perfect for tending to all of your gardening needs, and there are raised garden beds nearby for planting crops. This home has so much to offer and available due to relocation.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.97
Remaining Loan Term
22 years, 6 months
Monthly PITI
$1,596.42/mo
Estimated Loan Balance
$183,402
Cash to close
$119,740
Interest Paid
$57,839

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Living Room, Wood Burning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Age Over 8 Years, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Age Over 8 Years, Asphalt, Pitched
Condition
  • Year Built: 1900
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Nn & Os Powells Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: River Falls

Financial Details

  • Price per Sqft: $191.33
  • Tax Annual Amount: $3641
  • On Market Date: 2024-07-25T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $119,740 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $119,740!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.97% Sellers Rate
$180,260
Your Cash$119,740
Total Purchase Price:$300,000

Assumed vs Traditional Mortgage

Assumed @ 3.97%
$995/mo
Traditional @ 7.5%
$1,465/mo
You save $470/month ($5,644/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6574452

Listing From: northstar

Last updated: 2024-08-30T16:23:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.97%
7.15%

Principal & Interest

$995 /mo
$1,413 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $119,740 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $119,740!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.97% Sellers Rate
$180,260
Your Cash$119,740
Total Purchase Price:$300,000

Assumed vs Traditional Mortgage

Assumed @ 3.97%
$995/mo
Traditional @ 7.5%
$1,465/mo
You save $470/month ($5,644/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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