Laura Jewett

Laura Jewett

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Pending

$885,000

($373,269 down)
VA

4151 Galbar Street, Oceanside, CA 92056

4
3
1,824 sqft
PITI Monthly
$2,736.49 /mo

Listing courtesy of: Steve Ploetz, Realty ONE Group Pacific

Assumed Rate

3.48%
7.15%

Principal & Interest

$2,520 /mo
$3,800 /mo

What's Special

SHOPPING
DINING
PATIO
NO HOA

Welcome home to this bright and beautifully upgraded home on a quiet street in Oceanside. The seller has an attractive 2.875% assumable VA loan which may provide up to a $1,000 per month reduction in your mortgage. This stunning 4 bedroom, 2 1/2 bathroom and well planned 1824 square foot home is perfect for the first time home buyer, family's or empty nesters! The property features 2 bedrooms including the primary downstairs. The enclosed patio room adds additional square footage to spread out and entertain friends and family. Relax in the backyard with a pavilion to enjoy the coastal breezes in shade, producing orange tree, paver hardscape and artificial turf. Additional room for RV, boat or toy parking on the side of the house. This amazing home is nicely upgraded throughout and has no HOAs or Mello Roos. Conveniently located near the shopping, dining, schools, freeways and everything the North County lifestyle has to offer. 4151 Galbar Street is a remarkable opportunity that won't last long!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.48
Remaining Loan Term
25 years, 0 months
Monthly PITI
$2,736.49/mo
Estimated Loan Balance
$513,794
Cash to close
$373,269
Interest Paid
$93,057

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $485.2
  • Tax Annual Amount: $11062.5
  • On Market Date: 2024-09-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $373,269 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $373,269!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.48% Sellers Rate
$511,731
Your Cash$373,269
Total Purchase Price:$885,000

Assumed vs Traditional Mortgage

Assumed @ 3.48%
$2,520/mo
Traditional @ 7.5%
$3,941/mo
You save $1,421/month ($17,056/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2407975

Listing From:

Last updated: 2025-03-08T17:51:39.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.48%
7.15%

Principal & Interest

$2,520 /mo
$3,800 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $373,269 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $373,269!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.48% Sellers Rate
$511,731
Your Cash$373,269
Total Purchase Price:$885,000

Assumed vs Traditional Mortgage

Assumed @ 3.48%
$2,520/mo
Traditional @ 7.5%
$3,941/mo
You save $1,421/month ($17,056/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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