Laura Jewett

Laura Jewett

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Closed

$199,900

($89,991 down)
FHA

414 18TH Street S, Moorhead, MN 56560

2
2
1,370 sqft
PITI Monthly
$1,011.16 /mo

Listing courtesy of: , Better Homes and Gardens Real Estate Advantage One

Assumed Rate

3.46%
7.15%

Principal & Interest

$592 /mo
$895 /mo

What's Special

ENTERTAINMENT
SPACIOUS
FINISHED BASEMENT
PATIO
MATURE TREES

Here is an opportunity to own this FULLY UPDATED RAMBLER featuring over 2000 square feet of living area including FINISHED main level, and room to grow in already set-up unfinished basement. This SINGLE-FAMILY home sits on a HUGE LOT that is FULLY FENCED for your convenience. It also features a beautiful PATIO for entertainment, and mature trees providing you with the awesome views and privacy. Main floor has a SPACIOUS kitchen with tons of cabinets space and NEWER stainless-steel appliances. There are 2 bedrooms and 1 spacious bathroom along with a LARGE LIVING ROOM on the main floor. Basement features un unfinished area for 3rd bedroom, a large family room, utility room, laundry room w/WASHER & DRYER INCLUDED, 2nd bathroom, and plenty of storage space. You will admire the HIGH CEILINGS, MANY WINDOWS for natural lighting, DEEP GATAGE WITH LONG DRIVEWAY, NEWER WATER HEATER, NEW FRONT AND BACK DOOR WITH SCREEN DOORS. LOWER TAXES! Make this your home today!!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.46
Remaining Loan Term
21 years, 7 months
Monthly PITI
$1,011.16/mo
Estimated Loan Balance
$111,003
Cash to close
$89,991
Interest Paid
$35,230

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Fiber Board
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Fiber Board
  • Roof: Asphalt
Condition
  • Year Built: 1956
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Schreibers
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Moorhead

Financial Details

  • Price per Sqft: $145.91
  • Tax Annual Amount: $2100
  • On Market Date: 2024-09-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $89,991 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $89,991!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.46% Sellers Rate
$109,909
Your Cash$89,991
Total Purchase Price:$199,900

Assumed vs Traditional Mortgage

Assumed @ 3.46%
$592/mo
Traditional @ 7.5%
$929/mo
You save $336/month ($4,037/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6596807

Listing From: northstar

Last updated: 2024-11-23T06:25:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.46%
7.15%

Principal & Interest

$592 /mo
$895 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $89,991 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $89,991!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.46% Sellers Rate
$109,909
Your Cash$89,991
Total Purchase Price:$199,900

Assumed vs Traditional Mortgage

Assumed @ 3.46%
$592/mo
Traditional @ 7.5%
$929/mo
You save $336/month ($4,037/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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