Laura Jewett

Laura Jewett

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Closed

$410,000

($54,089 down)
VA

4140 Joyous Street, North Las Vegas, NV 89032

4
3
1,876 sqft
PITI Monthly
$1,879.78 /mo

Listing courtesy of: Amanda Bedell, eXp Realty

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,605 /mo
$2,548 /mo

What's Special

GATED COMMUNITY
SERENE
DINING
SPACIOUS
MODERN
LUXURY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
PATIO
COMMUNITY POOL
PLAYGROUND
CHARMING

*PERFECT LOAN ASSUMPTION OPPORTUNIY!*Enjoy the UPGRADES in this charming two-story home featuring 4 spacious bedrooms and elegant tile floors, modern kitchen, complete with an island, granite countertops, and stainless steel appliances, is ideal for cooking and entertaining! Beautiful steel french doors open from the dining area leading to an oversized outdoor patio for added gathering space. Your new home is enhanced by new light fixtures and ceiling fans throughout. The updated 1/2 bathroom includes new fixtures and mirror. The primary bedroom features french doors that open to a serene retreat, while the updated bathroom showcases new vanities and luxury vinyl flooring and the guest bathroom has been refreshed with a new vanity and tile flooring also! This home includes a washer and dryer for convenience. Located in a gated community, residents can enjoy amenities such as a community pool, BBQ area, park, and playground, all within close proximity to Craig Ranch Park for recreation!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$1,879.78/mo
Estimated Loan Balance
$356,603
Cash to close
$54,089
Interest Paid
$36,385

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, Gas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: CeramicTile, Tile

Exterior

Fencing
  • Fencing: Block, BackYard
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association, Community

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: TwoStory
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Renaissance 2
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Nicklin Community
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Monthly
Location
  • Region: North Las Vegas

Financial Details

  • Price per Sqft: $218.55
  • Tax Annual Amount: $1502
  • On Market Date: 2024-09-19T07:30:03.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $54,089 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $54,089!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$355,911
Your Cash$54,089
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,605/mo
Traditional @ 7.5%
$2,643/mo
You save $1,038/month ($12,457/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 2617173

Listing From:

Last updated: 2025-01-24T21:40:55.000Z

© , GLVAR. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,605 /mo
$2,548 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $54,089 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $54,089!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$355,911
Your Cash$54,089
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,605/mo
Traditional @ 7.5%
$2,643/mo
You save $1,038/month ($12,457/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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