Laura Jewett

Laura Jewett

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Closed

$249,900

($22,214 down)
VA

413 E Adolphus Avenue, Fergus Falls, MN 56537

3
3
1,448 sqft
PITI Monthly
$1,656.98 /mo

Listing courtesy of: , Keller Williams Realty Professionals

Assumed Rate

6.81%
7.15%

Principal & Interest

$1,500 /mo
$1,553 /mo

What's Special

DINING
SPACIOUS
WALK-IN CLOSET
DECK

Enjoy the perfect blend of comfort and convenience with this 3 bedroom, 3 bathroom rambler built in 2016, nestled on a half acre lot in Fergus Falls. This lovely home offers main floor living with a flowing layout that includes an eat-in kitchen with a center island, an informal dining room off the kitchen, a sun-filled living room, and a spacious primary suite with a full bath and walk-in closet. Additional features include natural gas forced air heating and central air, a large composite deck, low-maintenance vinyl siding, a heated and insulated 2-stall attached garage with extra space for storage or hobbies, and a garden shed perfect for those with green thumbs. With its inviting living spaces and thoughtful details, this home is perfect for anyone seeking both comfort and room to grow-schedule your private showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.81
Remaining Loan Term
28 years, 6 months
Monthly PITI
$1,656.98/mo
Estimated Loan Balance
$228,304
Cash to close
$22,214
Interest Paid
$23,309

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 2016
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hallbergs Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Fergus Falls

Financial Details

  • Price per Sqft: $172.58
  • Tax Annual Amount: $80
  • On Market Date: 2024-08-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $22,214 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $22,214!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$227,686
Your Cash$22,214
Total Purchase Price:$249,900

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$1,500/mo
Traditional @ 7.5%
$1,611/mo
You save $110/month ($1,324/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6590060

Listing From: northstar

Last updated: 2024-12-16T23:31:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$1,500 /mo
$1,553 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $22,214 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $22,214!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$227,686
Your Cash$22,214
Total Purchase Price:$249,900

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$1,500/mo
Traditional @ 7.5%
$1,611/mo
You save $110/month ($1,324/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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