Laura Jewett

Laura Jewett

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Closed

$675,000

($306,486 down)
VA

4130 E PALO BREA Lane, Cave Creek, AZ 85331

3
3
2,195 sqft
PITI Monthly
$2,078.92 /mo

Listing courtesy of: Kim Panozzo, HomeSmart

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,756 /mo
$2,704 /mo

What's Special

REMODELED
SHOPPING
DINING
MODERN
LUXURY
FIREPLACE
PATIO
COZY
SOLAR PANELS

Stunning 3 bed, 2.5 bath Cave Creek home with a loft! Soaring ceilings, luxury vinyl plank flooring, custom shutters, & a cozy fireplace create a welcoming atmosphere. The kitchen boasts white cabinets, corian countertops, & a large walk-in pantry. Primary bathroom has been remodeled with modern fixtures & Frameless Glass shower door! Seated on a premier corner lot with a little over 12k sqft, this entertainer's backyard comes complete with a covered patio, turf, & a freshly resurfaced pebble tec pool with variable speed pump. This home also offers OWNED SOLAR (no lease/loan!), fresh exterior paint, soft water system, new roof, 2 new HVAC units, & solar panels. Enjoy the peaceful community of Tatum Ranch with quick access to St Route 101, shopping, dining, & more!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.31
Remaining Loan Term
25 years, 2 months
Monthly PITI
$2,078.92/mo
Estimated Loan Balance
$495,819
Cash to close
$306,486
Interest Paid
$60,931

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Family Room
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1991
Details
  • Builder: Ryland

Community & HOA

Community
  • Subdivision: CLEARVIEW AT TATUM RANCH UNIT 2 LOT 60-131
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Tatum Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $75
  • HOA Frequency: $Quarterly
Location
  • Region: Cave Creek

Financial Details

  • Price per Sqft: $307.52
  • Tax Annual Amount: $1877
  • On Market Date: 2023-10-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $306,486 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $306,486!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$368,514
Your Cash$306,486
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,756/mo
Traditional @ 7.5%
$2,805/mo
You save $1,049/month ($12,593/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6609563

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-05-16T19:56:15.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,756 /mo
$2,704 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $306,486 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $306,486!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$368,514
Your Cash$306,486
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,756/mo
Traditional @ 7.5%
$2,805/mo
You save $1,049/month ($12,593/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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