Laura Jewett

Laura Jewett

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Closed

$499,900

($164,080 down)
FHA

412 Dayton Avenue, Saint Paul, MN 55102

N/A
N/A
2,416 sqft
PITI Monthly
$2,863.96 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

3.88%
7.15%

Principal & Interest

$1,825 /mo
$2,620 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
FIREPLACE
DECK
PATIO
FENCED YARD
CHARMING
EFFICIENT
INVESTMENT OPPORTUNITY

Enjoy the spaciousness and character of this true up/down duplex. Located in the heart of the Cathedral Hill neighborhood one block from Nina's Coffee shop, Handsome Hog, W J Frost and shopping. The Main Level Unit welcomes you with a large entry foyer leading to a living room boasting a unique barrel plaster ceiling and tile gas fireplace. The dining room features a charming fresco ceiling, complemented by a large eat-in kitchen that was recently updated. Two generous bedrooms offer comfortable living space, along with a bonus office, storage, and laundry in the lower level. The Upper Unit offers two bedrooms, an efficient kitchen, a walk-in pantry, a huge dining room with an ornamental fireplace, and a bright living room and separate laundry facilities. Outside, enjoy the convenience of a private driveway, 2-car garage, fenced yard, deck, and patio for outdoor relaxation and entertainment. Whether you're looking for a home with character or an investment opportunity, this thoughtfully maintained duplex offers the best of both.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.88
Remaining Loan Term
22 years, 8 months
Monthly PITI
$2,863.96/mo
Estimated Loan Balance
$337,291
Cash to close
$164,080
Interest Paid
$102,587

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms:
  • Bathrooms:
Cooling & Heating
  • Cooling: Unknown
  • Heating: Boiler, Hot Water
Features
  • Materials: Other
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full, Wood
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Duplex Up and Down
  • Architectural Style: Unknown
Materials
  • Other
  • Roof: Asphalt
Condition
  • Year Built: 1891
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $206.91
  • Tax Annual Amount: $7172
  • On Market Date: 2024-07-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $164,080 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $164,080!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.88% Sellers Rate
$335,820
Your Cash$164,080
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 3.88%
$1,825/mo
Traditional @ 7.5%
$2,717/mo
You save $892/month ($10,707/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6560697

Listing From: northstar

Last updated: 2024-10-08T15:17:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.88%
7.15%

Principal & Interest

$1,825 /mo
$2,620 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $164,080 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $164,080!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.88% Sellers Rate
$335,820
Your Cash$164,080
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 3.88%
$1,825/mo
Traditional @ 7.5%
$2,717/mo
You save $892/month ($10,707/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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