Laura Jewett

Laura Jewett

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Pending

$380,000

($251,438 down)
VA

4126 190th Street E, Prior Lake, MN 55372

3
3
2,282 sqft
PITI Monthly
$1,125.22 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

3.92%
7.15%

Principal & Interest

$709 /mo
$1,013 /mo

What's Special

FIREPLACE
CHARMING

Welcome to this charming rambler set on nearly an acre in Prior Lake, offering space, privacy, and endless potential. This home features three bedrooms on the main level, a private primary bathroom, and a woodburning Fireplace. The large additional garage/shop is perfect for hobbies, extra storage, or a workspace. While the home has a more vintage feel, it’s a fantastic opportunity to update and create your own space. Bring your vision and make this property your own!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.92
Remaining Loan Term
22 years, 9 months
Monthly PITI
$1,125.22/mo
Estimated Loan Balance
$142,374
Cash to close
$251,438
Interest Paid
$39,685

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Stucco, Wood Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Living Room, Wood Burning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic System Compliant - No, Tank with Drainage Field
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco, Wood Siding
  • Roof: Unknown
Condition
  • Year Built: 1982
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Prior Lake

Financial Details

  • Price per Sqft: $166.52
  • Tax Annual Amount: $3192
  • On Market Date: 2025-02-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $251,438 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $251,438!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.92% Sellers Rate
$128,562
Your Cash:$251,438
Total Purchase Price:$380,000

Assumed vs Traditional Mortgage

Assumed @ 3.92%
$709/mo
Traditional @ 7.5%
$1,051/mo
You save $342/month ($4,100/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6595225

Listing From: northstar

Last updated: 2025-03-30T14:03:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.92%
7.15%

Principal & Interest

$709 /mo
$1,013 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $251,438 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $251,438!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.92% Sellers Rate
$128,562
Your Cash:$251,438
Total Purchase Price:$380,000

Assumed vs Traditional Mortgage

Assumed @ 3.92%
$709/mo
Traditional @ 7.5%
$1,051/mo
You save $342/month ($4,100/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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