Laura Jewett

Laura Jewett

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Under Contract

$323,500

($146,848 down)
FHA

4121 N 49TH Drive, Phoenix, AZ 85031

3
2
1,276 sqft
PITI Monthly
$1,295.63 /mo

Listing courtesy of: Victoria M Bryant, HomeSmart

Assumed Rate

4.14%
7.15%

Principal & Interest

$953 /mo
$1,326 /mo

What's Special

FLEX SPACE
COZY
SOLAR PANELS

Sellers are motivated to sell! Quaint home with 12 x 24'' tile throughout living area. 3 bedroom with a bonus room/flex space! If you love entertaining, this room is for you! Plenty of counter space and storage for the culinary expert in you. Dual pane Anderson windows throughout with Anderson front door. Installed in 2021 - Warranty included! Newer water heater and attic insulation. Solar panels are only a few years old and will be paid off at closing! Step into your backyard and enjoy a built in wood firepit-perfect for cozy winter evenings! Plan to see this home today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.14
Remaining Loan Term
24 years, 2 months
Monthly PITI
$1,295.63/mo
Estimated Loan Balance
$177,337
Cash to close
$146,848
Interest Paid
$44,935

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Painted, Stucco, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block, Wood
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Painted, Stucco, Block
  • Roof: Composition
Condition
  • Year Built: 1954
Details
  • Builder: Long

Community & HOA

Community
  • Subdivision: MARYVALE TERRACE LOTS 1-180
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $253.53
  • Tax Annual Amount: $637
  • On Market Date: 2024-10-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $146,848 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $146,848!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.14% Sellers Rate
$176,652
Your Cash$146,848
Total Purchase Price:$323,500

Assumed vs Traditional Mortgage

Assumed @ 4.14%
$953/mo
Traditional @ 7.5%
$1,376/mo
You save $422/month ($5,068/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6762727

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-25T19:51:19.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.14%
7.15%

Principal & Interest

$953 /mo
$1,326 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $146,848 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $146,848!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.14% Sellers Rate
$176,652
Your Cash$146,848
Total Purchase Price:$323,500

Assumed vs Traditional Mortgage

Assumed @ 4.14%
$953/mo
Traditional @ 7.5%
$1,376/mo
You save $422/month ($5,068/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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