Laura Jewett

Laura Jewett

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Closed

$290,000

($127,390 down)
FHA

41123 171st Street E, Lancaster, CA 93535

2
1
851 sqft
PITI Monthly
$1,515.14 /mo

Listing courtesy of: Miquella Zulfiqar, Realty One Group Pacific

Assumed Rate

4.63%
7.15%

Principal & Interest

$934 /mo
$1,227 /mo

What's Special

SPACIOUS
MODERN
COZY

Welcome to 41123 171st St E, a delightful 2-bedroom, 1-bath home set on a spacious lot perfect for horse enthusiasts. This property offers a unique blend of country living with modern updates, making it an ideal retreat for those looking to embrace the equestrian lifestyle. Upon entering, you’ll find a cozy living area that flows into the functional kitchen, updated approximately 8 years ago, featuring ample storage and counter space. The home is well-maintained, with room for your personal touches and updates, allowing you to create your dream space. The two comfortable bedrooms provide plenty of natural light and space for relaxation. The outdoor area is a true highlight, featuring ample room for horses, plus space for additional improvements or landscaping to suit your needs. Enjoy the tranquility of rural living while being just a short drive from local amenities and services. This property is perfect for those seeking an active lifestyle, with access to riding trails and the beauty of the surrounding landscape.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.63
Remaining Loan Term
23 years, 7 months
Monthly PITI
$1,515.14/mo
Estimated Loan Balance
$208,104
Cash to close
$127,390
Interest Paid
$51,055

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: EvaporativeCooling
  • Heating: Baseboard
Features
  • Materials: Frame, WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: ChainLink, Wood
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Frame, WoodSiding
  • Roof: Composition
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $340.78
  • Tax Annual Amount: $3625
  • On Market Date: 2024-10-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $127,390 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $127,390!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.63% Sellers Rate
$162,610
Your Cash$127,390
Total Purchase Price:$290,000

Assumed vs Traditional Mortgage

Assumed @ 4.63%
$934/mo
Traditional @ 7.5%
$1,273/mo
You save $338/month ($4,058/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24208938

Listing From:

Last updated: 2024-11-03T23:43:57.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.63%
7.15%

Principal & Interest

$934 /mo
$1,227 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $127,390 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $127,390!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.63% Sellers Rate
$162,610
Your Cash$127,390
Total Purchase Price:$290,000

Assumed vs Traditional Mortgage

Assumed @ 4.63%
$934/mo
Traditional @ 7.5%
$1,273/mo
You save $338/month ($4,058/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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