Laura Jewett

Laura Jewett

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$375,000

($33,511 down)
VA

410 N 56TH Place, Mesa, AZ 85205

2
2
1,481 sqft
PITI Monthly
$2,459.81 /mo

Listing courtesy of: Spencer Marmaro, Limitless Real Estate

Assumed Rate

6.78%
7.15%

Principal & Interest

$2,241 /mo
$2,327 /mo

What's Special

DINING
SPACIOUS
PATIO
CHARMING
COZY
55+ COMMUNITY

*Temporary 1-0 buy-down offered by preferred lender for qualified leads* Welcome to this delightful single-story home in the 55+ community of Velda Rose Estates! Offering 2 bedrooms, 2 bathrooms, convenient carport parking, a low-maintenance front yard, and a front patio. The charming interior features vinyl flooring, a spacious living room, a formal dining room, and a bonus room. The kitchen boasts SS appliances, plenty of shaker cabinets, a mosaic tile backsplash, and quartz counters. The Arizona room is spacious and offers a cozy, versatile space perfect for relaxation or entertaining. The main suite has plush carpet and a private bathroom, providing enhanced comfort and privacy. Relax in the sizeable backyard which includes a fragrant citrus tree, artificial turf, and a storage she

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.78
Remaining Loan Term
29 years, 0 months
Monthly PITI
$2,459.81/mo
Estimated Loan Balance
$342,108
Cash to close
$33,511
Interest Paid
$23,246

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Septic in & Cnctd
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco, Block
  • Roof: Composition
Condition
  • Year Built: 1968
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: VELDA ROSE ESTATES 3
  • Features: Community Spa Htd, Community Pool Htd, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Velda Rose Estates
  • HOA Amenities: Unknown
  • HOA Fee: $200
  • HOA Frequency: $Annually
Location
  • Region: Mesa

Financial Details

  • Price per Sqft: $253.21
  • Tax Annual Amount: $821
  • On Market Date: 2025-02-05T16:40:12.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $33,511 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $33,511!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$341,489
Your Cash$33,511
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$2,241/mo
Traditional @ 7.5%
$2,414/mo
You save $172/month ($2,067/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6815738

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-17T18:10:12.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.78%
7.15%

Principal & Interest

$2,241 /mo
$2,327 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $33,511 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $33,511!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$341,489
Your Cash$33,511
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$2,241/mo
Traditional @ 7.5%
$2,414/mo
You save $172/month ($2,067/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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