Laura Jewett

Laura Jewett

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Closed

$515,000

($76,075 down)
VA

4106 E MIA Lane, Gilbert, AZ 85298

2
2
1,604 sqft
PITI Monthly
$2,490.53 /mo

Listing courtesy of: Deanna Calkins, LPT Realty, LLC

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,147 /mo
$3,128 /mo

What's Special

ENTERTAINMENT
DINING
SPACIOUS
MODERN
LUXURY
WALK-IN CLOSET
PATIO
FENCED YARD

This delightful Morning Star floor plan has thoughtful upgrades that make it perfect for comfortable living and effortless entertaining. Step inside and feel at home in the open living space, designed for relaxation and connection. The primary suite offers a private retreat with a custom barn door leading to the ensuite bathroom, a walk-in shower, and a spacious walk-in closet. The secondary bedroom is equally inviting with LG closet, and easy access to the guest bathroom. The heart of the home, the kitchen is functional, boasting modern finishes, abundant cabinetry, and a layout that makes cooking and hosting a breeze. The beautifully designed backyard will capture your heart. Relax under the pergola or covered patio with a garden. Stamped concrete walkways on both sides of the house. The primary bedroom includes a private ensuite bathroom. It features luxury vinyl flooring in the primary area, four new windows with blackout shades, and surround-sound speakers installed. The custom barn door leads into the ensuite bathroom, which comprises updated and refinished cabinets, dual sinks, custom paint, a walk-in closet with updated floors, a walk-in shower, and a separate toilet closet with a raised toilet for comfort. The secondary bedroom includes ample space, a slider closet, luxury vinyl flooring, custom blinds, and a ceiling fan. The bedrooms are separated, creating their own space. The guest bathroom was updated with a large counter with a single sink, new fixtures, and an updated raised toilet for comfort. The kitchen features laminate counters, refinished cabinets, and a custom tile backsplash. There is additional seating space at the kitchen counter. The kitchen has newer appliances, an updated sink, a garbage disposal, and a water filtration system. The window has custom shutters to let in light. The Flexible space off the open floor plan can be used as a formal dining room, den, office, or library. The laundry room is located at the owners' entry off the garage. It has built-in cabinets and a clothes bar for hanging laundry. The front and rear landscaping connect to the walkway on both sides of the home. The trashcan has its own enclosed space. The new air conditioning unit installed in 2020 has newer thermostats and a transferable warranty. The large backyard has an extended patio covered with a pergola for entertaining. It also has an established garden. The entertainment space includes surround speakers, a ceiling fan/light, and a fenced yard. The house has a two-car garage with an updated garage door opener, security features, epoxy floors, and built-in cabinets. A 5-year-old water heater and water softener system service the house. Additional home features include a Nest system for smoke and carbon monoxide detectors, ceiling fans, and window coverings throughout the house. It is south-facing and north/south-oriented. The sellers are offering furniture on a separate bill of sale.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.76
Remaining Loan Term
27 years, 0 months
Monthly PITI
$2,490.53/mo
Estimated Loan Balance
$442,749
Cash to close
$76,075
Interest Paid
$50,812

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Programmable Thmstat, Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl, Tile

Exterior

Fencing
  • Fencing: Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder: Shea

Community & HOA

Community
  • Subdivision: TRILOGY UNIT 5
  • Features: Gated Community, Pickleball Court(s), Community Spa Htd, Community Pool Htd, Community Media Room, Golf, Tennis Court(s), Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Trilogy HOA
  • HOA Amenities: Unknown
  • HOA Fee: $627
  • HOA Frequency: $Quarterly
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $321.07
  • Tax Annual Amount: $2119
  • On Market Date: 2024-12-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $76,075 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $76,075!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$438,925
Your Cash$76,075
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,147/mo
Traditional @ 7.5%
$3,244/mo
You save $1,097/month ($13,165/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6793115

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-11T18:29:37.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,147 /mo
$3,128 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $76,075 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $76,075!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$438,925
Your Cash$76,075
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,147/mo
Traditional @ 7.5%
$3,244/mo
You save $1,097/month ($13,165/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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