Laura Jewett

Laura Jewett

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Closed

$525,000

($104,328 down)
FHA

409 Dayton Avenue, Saint Paul, MN 55102

N/A
N/A
2,040 sqft
PITI Monthly
$3,088.66 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

2.93%
7.15%

Principal & Interest

$1,908 /mo
$3,084 /mo

What's Special

LOCATION
CONVENIENT LOCATION

Welcome home to 409 Dayton! Convenient location close to light rail, Selby, Summit and Grand Avenues, coffee shops, and major bus line. Walkable to stores, groceries and many restaurants. Outstanding opportunity for investment or owner-occupied situation. Great condition, well maintained duplex with updated kitchens with stone counter tops and Stainless-Steel appliances. AC in both upper and lower unit. Large basement. Off street parking for multiple cars. Ready to move-in and enjoy!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.93
Remaining Loan Term
26 years, 2 months
Monthly PITI
$3,088.66/mo
Estimated Loan Balance
$422,427
Cash to close
$104,328
Interest Paid
$49,204

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms:
  • Bathrooms:
Cooling & Heating
  • Cooling: Unknown
  • Heating: Boiler, Hot Water
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Composite, Full
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Duplex Up and Down
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 1878
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Kerns Add To, St Paul
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $257.35
  • Tax Annual Amount: $8290
  • On Market Date: 2025-01-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $104,328 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $104,328!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.93% Sellers Rate
$420,672
Your Cash$104,328
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 2.93%
$1,908/mo
Traditional @ 7.5%
$3,199/mo
You save $1,291/month ($15,492/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6646059

Listing From: northstar

Last updated: 2025-02-28T14:14:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.93%
7.15%

Principal & Interest

$1,908 /mo
$3,084 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $104,328 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $104,328!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.93% Sellers Rate
$420,672
Your Cash$104,328
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 2.93%
$1,908/mo
Traditional @ 7.5%
$3,199/mo
You save $1,291/month ($15,492/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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