Laura Jewett

Laura Jewett

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Closed

$185,000

($1,227 down)
FHA

409 N 4th Avenue, Sterling, CO 80751

2
1
828 sqft
PITI Monthly
$1,475.98 /mo

Listing courtesy of: Buffy Kampf, Worth Clark Realty

Assumed Rate

6.64%
7.15%

Principal & Interest

$1,184 /mo
$1,247 /mo

What's Special

SERENE
MODERN
CHARMING
COZY

Welcome to this charming bungalow nestled on a serene street, offering a perfect blend of charm and modern convenience. You are welcomed by an absolute cute covered front porch. Inside you will find brand new appliances and flooring throughout the home. Also featuring an outdoor shed for extra storage or landscaping tools. Don't miss the opportunity to make this delightful home your own. With its cozy feel, and darling personality, it offers a truly unique small town living experience.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.64
Remaining Loan Term
28 years, 11 months
Monthly PITI
$1,475.98/mo
Estimated Loan Balance
$191,638
Cash to close
$1,227
Interest Paid
$13,207

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Ceiling Fan(s)
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Metal
Parking
  • Garage: No
  • Garage Spaces:
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Cottage
Materials
  • Wood Frame
  • Roof: Metal
Condition
  • Year Built: 1916
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Park 3rd Addn
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Sterling

Financial Details

  • Price per Sqft: $223.43
  • Tax Annual Amount: $137.78
  • On Market Date: 2024-02-26T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $1,227 (1%)
You can enter any amount below - secondary financing will cover the difference if needed.
1%
$

You cover the entire equity of $1,227!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.64% Sellers Rate
$183,773
Your Cash$1,227
Total Purchase Price:$185,000

Assumed vs Traditional Mortgage

Assumed @ 6.64%
$1,184/mo
Traditional @ 7.5%
$1,293/mo
You save $109/month ($1,313/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1003869

Listing From: recolorado

Last updated: 2025-01-03T19:11:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.64%
7.15%

Principal & Interest

$1,184 /mo
$1,247 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,227 (1%)
You can enter any amount below - secondary financing will cover the difference if needed.
1%
$

You cover the entire equity of $1,227!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.64% Sellers Rate
$183,773
Your Cash$1,227
Total Purchase Price:$185,000

Assumed vs Traditional Mortgage

Assumed @ 6.64%
$1,184/mo
Traditional @ 7.5%
$1,293/mo
You save $109/month ($1,313/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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