Laura Jewett

Laura Jewett

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Closed

$385,000

($113,451 down)
FHA

409 4th Street, Corning, CA 96021

4
2
1,953 sqft
PITI Monthly
$1,981.57 /mo

Listing courtesy of: Megan Galantine, Re/Max American Dream Realty

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,212 /mo
$1,990 /mo

What's Special

FRESH PAINT
MODERN
FIREPLACE
QUIET NEIGHBORHOOD
CHARMING
COZY

Welcome to this delightful 4-bedroom, 2-bathroom home that seamlessly blends comfort and convenience in a tranquil neighborhood. Located just minutes from the city pool and local school, this property offers the perfect balance of accessibility and serenity. This home features a well-designed floor plan with the master bedroom conveniently situated on the upper level, providing a private retreat. The remaining three bedrooms are thoughtfully located on the main floor, ensuring ample space for family and guests. The large basement is a standout feature of this property. Whether you envision it as a cozy additional bedroom, a functional storage area, or a lively mancave, the possibilities are endless. The basement is ready to be tailored to suit your unique needs. Gather around the beautiful fireplace in the living room during those chilly winter evenings, creating a warm and welcoming atmosphere. Recent upgrades, including fresh paint and a modern HVAC system, ensure both style and efficiency throughout the home. The large backyard is a haven for children and pets, offering ample space for outdoor play. It also includes a charming chicken coop, perfect for those interested in raising their own chickens. The quiet neighborhood adds an extra layer of tranquility, making it a perfect place to call home. This property is more than just a house—it's a place where you can truly create your dream living environment. Don’t miss out on the opportunity to make this charming home yours. Contact us today for a private showing!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$1,981.57/mo
Estimated Loan Balance
$278,208
Cash to close
$113,451
Interest Paid
$31,679

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Electric, Fireplaces, Wood
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric, LivingRoom, WoodBurning
  • Flooring: Vinyl, Wood

Exterior

Fencing
  • Fencing: AverageCondition
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1937
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Park, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Corning

Financial Details

  • Price per Sqft: $197.13
  • Tax Annual Amount: $4812.5
  • On Market Date: 2024-09-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $113,451 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $113,451!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$271,549
Your Cash$113,451
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,212/mo
Traditional @ 7.5%
$2,064/mo
You save $852/month ($10,221/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN24201076

Listing From:

Last updated: 2025-02-17T18:51:34.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,212 /mo
$1,990 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $113,451 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $113,451!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$271,549
Your Cash$113,451
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,212/mo
Traditional @ 7.5%
$2,064/mo
You save $852/month ($10,221/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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